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338 McCarthy Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 338 McCarthy Ave, Oceano, CA 93445 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details1 ba · 300 sqft · built 1946
Lot Size0.068 acres (3,000 sqft)
OwnerIndividual Name on File
Last Sale$390,000 (Sep 2024)
Tax Bill$3,622 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN061-021-009

Property Details

APN / Parcel Number

Primary APN061-021-009

Interior

Full Baths1 Bath
Total Rooms2 Rooms
Building Area300 sqft Living Area

Exterior

Year BuiltBuilt 1946
Construction TypeWood
Lot Area3,000 sqft (0.068 acres)

Utilities, Heating & Cooling

Heating SystemHVAC
SewerSeptic

Location & Zoning

Street Address338 MCCARTHY AVE
CityOCEANO
StateCA
Zip93445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOCEANO BCH TR BL 41 LT 36
Legal SubdivisionOCEANO BEACH 02
Legal Block41
Legal Lot Number36
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2073
Census Tract12201

Owner

Source: San Luis Obispo County records · APN 061-021-009

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address6552 CAMDEN AVE, SAN JOSE, CA 95120-1807
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 04, 2024Deed of Trust, Mortgage · Commercial Mortgage
THE JULIE ENZOR WILSON FAMILY TRUST
Jan 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
DESTEFANI LINDA LIVING TR (LT)
May 09, 2017Grant Deed, Transfer
PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2024 · Amount on Record
Deed SaleSep 17, 2024 · Amount on Record
Prior SaleMay 09, 2017 · Amount on Record
Deed Document Number2024026280
Record UpdatedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address338 MCCARTHY AVE, OCEANO, CA 93445
Transaction TypeMortgage
Record UpdatedJan 16, 2024
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address6907 APRIL WIND AVE, LAS VEGAS, NV 89131-0119

Mortgage

Document Number0000000192
DateJan 04, 2024
Instrument2024000192
Lender
NameTHE JULIE ENZOR WILSON FAMILY TRUST
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address338 MCCARTHY AVE, OCEANO, CA 93445
Document Number0000006119
Instrument DateJan 20, 2020
Transaction TypeMortgage
Record UpdatedFeb 18, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5001 E COMMERCECENTER DR #350 BAKERSFIELD CA 933091688, 350, BAKERSFIELD, CA 93309-1688

Mortgage

Document Number0000006119
DateFeb 06, 2020
Instrument6119
Lender
NameDESTEFANI LINDA LIVING TR (LT)
Address6907 APRIL WIND AVE, LAS VEGAS, NV 89131-0119
Agreement
TypeConventional Mortgage
AmountAmount Recorded

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 09, 2017
Property Address338 MCCARTHY AVE, OCEANO, CA 93445
Document Number0000020083
Instrument DateApr 14, 2017
Instrument20083
Transaction TypeTransfer
Record UpdatedMay 19, 2017
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
Tax$291.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 11171 BAKERSFIELD CA 933891171, BAKERSFIELD, CA 93389-1171

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,622.00 (+4.71%)$307,550 (+4.04%) Land $295,947 Building $11,603
2023$3,459.00 (+1.38%)$295,609 Land $284,456 Building $11,153
2022$3,412.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Nearby Flood Policies89 units insured (56 under condo master policies)
16 of 33 individual policies on primary residences
Nearby Flood Claims2 (2010)
Most Recent ClaimDec 2010, rainfall accumulation, Severe Winter Storms, Flooding, And Debris And Mud Flows
Flood Events
  • Severe Winter Storms, Flooding, And Debris And Mud Flows (Dec 2010), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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