San Luis Obispo County property record for 343 McCarthy Ave, Oceano, CA 93445 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,548 sqft Living Area |
| Lot Size | 2,760 sqft (0.063 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $203,000 (1995) |
| Tax Bill | $2,255.00 (2025) |
| Primary APN | 061-012-044 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,548 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood Construction |
| Lot Area | 2,760 sqft (0.063 acres) |
| Parking Spaces | 1 Parking Spaces |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 343 MCCARTHY AVE |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9707 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OCEANO BCH TR BL 42 LT 14 |
| Legal Subdivision | OCEANO BEACH 02 |
| Legal Block | 42 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | ARROYO GRANDE |
| Census Blockgroup | 2 |
| Census Block | 2074 |
| Census Tract | 12201 |
Source: San Luis Obispo County records · APN 061-012-044
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 343 MCCARTHY AVE, OCEANO, CA 93445-9707 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 1995 · Amount on Record |
| Deed Sale | Mar 02, 1995 · Amount on Record |
| Deed Doc Number | 19958873 |
| Last Transfer Date | Nov 30, 2011 |
| Transfer Doc | 0000062129 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 343 MCCARTHY AVE, OCEANO, CA 93445-9707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 343 MCCARTHY AVE, OCEANO, CA 93445-9707 |
| Document Number | 0000063045 |
|---|---|
| Date | Sep 14, 2021 |
| Instrument | 2021063045 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 343 MCCARTHY AVE, OCEANO, CA 93445-9707 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE SANTA A |
| Name | Verified Name |
|---|
| Document Number | 0000025753 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 2019025753 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 01, 2034 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $190,225 (+2%) Land $69,284 Building $120,941 | |
| 2025 | $2,255.00 (+5.03%) Homeowner's exemption | $186,496 (+4.04%) Land $67,926 Building $118,570 |
| 2023 | $2,147.00 (+1.37%) Homeowner's exemption | $179,257 Land $65,290 Building $113,967 |
| 2022 | $2,118.00 |
343 McCarthy Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Luis Obispo County (06079C), updated July 22, 2025
| FEMA Flood Zone | Zone X moderate flood hazard · within the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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