35 E Palmer St, Franklin, NC 28734 Property Records

Macon County property record for 35 E Palmer St, Franklin, NC 28734

Property Summary

Property TypeOffice Building
Details5 bd · 3.5 ba · 1,733 sqft · built 1937
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Mar 2020)
Tax Bill$881 (2025)
Deeds & MortgagesMar 2020 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN6594095383

Property Details

APN / Parcel Number

Primary APN6594095383
Alternative APNs
  • 1224839
  • 146403

Interior

Stories1 Story
Building Area1,733 sqft Heated Area
1st Floor Area1,155 sqft
Upper Floors Area578 sqft
Basement Area1,155 sqft
Finished Basement1,155 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1977
Exterior MaterialStucco
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,632 sqft (0.29 acres)
DrivewayAsphalt Driveway
Driveway Area2,500 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area154 sqft
Deck AreaDeck Area
Patio Area160 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number146403
Street Address35 E PALMER ST
CityFRANKLIN
StateNC
Zip28734-3018
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeFC1
Legal Description35 E PALMER ST
JurisdictionMACON NC
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2041
Census Tract970304

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address198 HARRISON AVE, FRANKLIN, NC 28734-2913
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2020 · Amount on Record
Deed SaleMar 12, 2020 · Amount on Record
Prior SaleMar 4, 1991 · Amount on Record
Deed Document Number20201665
Deed Book / Page39 / 571
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON NC
Recording DateMar 12, 2020
Property Address35 E PALMER ST, FRANKLIN, NC 28734-3018
Document NumberU39/571
Book / PageU-39 / 571
Instrument DateMar 10, 2020
Instrument2020001665
Transaction TypeTransfer
Record UpdatedOct 4, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address550 MIDDLE SKEENAH RD, 550, FRANKLIN, NC 28734-5631

Transferred To (Grantee/Buyer)

NameVerified Name
Address117 APPLE TRL, FRANKLIN, NC 28734-0638

Mortgage

Document Number2020001666
DateMar 12, 2020
Instrument2020001666
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 12, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
MunicipalityFranklin Town
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,080 (+1.08%) Land $122,670 Building $101,410$224,080 (+1.08%) Land $122,670 Building $101,410
2025$881.00 (+6.14%)
2023$830.00$221,680 Land $122,670 Building $99,010$221,680 Land $122,670 Building $99,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FRANKLIN
serves 9,992 people · EPA ID NC0157010
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Dec 2024
Lead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35

May also be available: Verizon.

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