173 E Palmer St, Franklin, NC 28734 Property Records

Macon County property record for 173 E Palmer St, Franklin, NC 28734

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on Record
Last Sale	$212,500 (Feb 2005)
Tax Bill	$937 (2025)
Deeds & Mortgages	Feb 2026 Construction Loan Jan 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`6594193460`

Property Details

APN / Parcel Number

Primary APN	`6594193460`
Alternative APNs	`1245647` `15752`

Exterior

Lot Area	21,344 sqft (0.49 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	15752
Street Address	173 E PALMER ST
City	FRANKLIN
State	NC
Zip	28734-3040
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	FC1
Legal Description	PALMER ST
Legal Subdivision	HOPE PATTON ESTATE
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2028
Census Tract	970304

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	403 HOLLY HILLS VISTA RD, FRANKLIN, NC 28734-1200
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Jan 23, 2026	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2005 · Amount on Record
Deed Sale	Feb 8, 2005 · Amount on Record
Deed Document Number	20057100
Deed Book / Page	28 / 2135
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	173 E PALMER ST, FRANKLIN, NC 28734-3040
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 HOLLY HILLS VISTA RD, FRANKLIN, NC 28734-1200

Mortgage

Document Number	00F44/1003
Date	Feb 9, 2026
Book Page	F-44/1003
Instrument	2026000782

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	102 HWY 64 E, HAYESVILLE, NC 28904

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON NC
Recording Date	Jan 23, 2026
Property Address	173 E PALMER ST, FRANKLIN, NC 28734-3040
Document Number	00E44/1621
Book / Page	E-44 / 1621
Map Reference	CARD 13980
Instrument Date	Jan 20, 2026
Instrument	2026000423
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 HOLLY HILLS VISTA RD, FRANKLIN, NC 28734-1200

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,630 (-) Land $275,630	$275,630 (-) Land $275,630
2025	$937.00 (+5.52%)	$275,630 (-) Land $275,630	$275,630 (-) Land $275,630
2023	$888.00	$275,630 Land $275,630	$275,630 Land $275,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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