189 E Palmer St, Franklin, NC 28734 Property Records

Macon County property record for 189 E Palmer St, Franklin, NC 28734

Property Summary

Property Type	Office Building
Details	5,320 sqft · built 2004
Lot Size	0.49 acres (21,344 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Feb 2026)
Tax Bill	$3,291 (2025)
Deeds & Mortgages	Feb 2026 Sale & Construction Loan Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6594193565`

Property Details

APN / Parcel Number

Primary APN	`6594193565`
Alternative APNs	`0103381` `149073`

Interior

Stories	1 Story
Building Area	5,320 sqft Heated Area
1st Floor Area	5,320 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Exterior Material	Concrete
Roof Type	Flat
Roof Material	Other
Lot Area	21,344 sqft (0.49 acres)
Terrain	Rolling
Driveway	Asphalt Driveway
Driveway Area	4,500 sqft
Deck Area	Deck Area
Patio Area	992 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	149073
Street Address	189 E PALMER ST
City	FRANKLIN
State	NC
Zip	28734-3040
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	FC1
Legal Description	PALMER ST
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2041
Census Tract	970304

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	189 E PALMER ST, FRANKLIN, NC 28734-3040
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Special Warranty Deed, Transfer · Construction Mortgage NANTAHALA BANK & TRUST COMPANY
Mar 8, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Feb 3, 1998 · Amount on Record
Deed Document Number	2026781
Deed Book / Page	F- / 44.998
Prior Transfer Date	Mar 4, 2021
Prior Transfer Doc	S40/94
Record Updated	Sep 20, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MACON NC
Recording Date	Feb 9, 2026
Property Address	189 E PALMER ST, FRANKLIN, NC 28734-3040
Document Number	000F44/998
Book / Page	F-44 / 998
Instrument Date	Feb 9, 2026
Instrument	2026000781
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 TECHNOLOGY DR, FRANKLIN, NC 28734-0186

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 E PALMER ST, FRANKLIN, NC 28734-3040

Mortgage

Document Number	00F44/1003
Date	Feb 9, 2026
Book Page	F-44/1003
Instrument	2026000782

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	102 HWY 64 E, HAYESVILLE, NC 28904

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACON NC
Recording Date	Mar 8, 2021
Property Address	189 E PALMER ST, FRANKLIN, NC 28734-3040
Document Number	S40/94
Book / Page	S-40 / 94
Instrument Date	Mar 4, 2021
Instrument	2021002179
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	235 E PALMER ST, 235, FRANKLIN, NC 28734-3049

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 E PALMER ST, FRANKLIN, NC 28734-3049

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Mar 5, 2021
Property Address	189 E PALMER ST, FRANKLIN, NC 28734-3040
Document Number	R40/2321
Book / Page	R-40 / 2321
Instrument Date	Mar 4, 2021
Instrument	2021002145
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 E PALMER ST, FRANKLIN, NC 28734-3049

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$897,300 (+0.47%) Land $382,810 Building $514,490	$897,300 (+0.47%) Land $382,810 Building $514,490
2025	$3,291.00 (+9.7%)	$893,100 (-) Land $382,810 Building $510,290	$893,100 (-) Land $382,810 Building $510,290
2023	$3,000.00	$893,100 Land $382,810 Building $510,290	$893,100 Land $382,810 Building $510,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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