133 E Palmer St, Franklin, NC 28734 Property Records

Macon County property record for 133 E Palmer St, Franklin, NC 28734

Property Summary

Property Type	Office Building
Details	1 ba · 1,680 sqft · built 1979
Lot Size	0.66 acres (28,750 sqft)
Owner	Company Name on Record
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6594190483`

Property Details

APN / Parcel Number

Primary APN	`6594190483`
Alternative APNs	`0102408` `133731`

Interior

Full Baths	1 Bath
Half Baths	2 Half Baths
Units	6 Units
Stories	1 Story
Building Area	1,680 sqft Heated Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Finished Basement	1,680 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	28,750 sqft (0.66 acres)
Terrain	Rolling
Driveway	Asphalt Driveway
Driveway Area	7,500 sqft

Exterior Amenities

Porch	Slab
Porch Area	350 sqft
Deck Area	Deck Area
Patio Area	72 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	133731
Street Address	133 E PALMER ST
City	FRANKLIN
State	NC
Zip	28734-3035
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	FC1
Legal Description	FRANKLIN BUSINESS CENTER
Legal Subdivision	FRANKLIN
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2041
Census Tract	970304

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 32, FRANKLIN, NC 28744-0032
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2017	Deed of Trust, Mortgage · Commercial Mortgage ENTEGRA BANK
Oct 9, 2020	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	133 E PALMER ST, FRANKLIN, NC 28734-3035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A38/1019
Date	Jun 30, 2017
Book Page	A-38/1019
Instrument	2017004281

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	133 E PALMER ST, FRANKLIN, NC 28734-3035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 32, FRANKLIN, NC 28744-0032

Mortgage

Document Number	G40/1428
Date	Oct 9, 2020
Book Page	G-40/1428
Instrument	2020007558

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 9, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Municipality	Franklin Town
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,020 (+1.41%) Land $193,050 Building $280,970	$474,020 (+1.41%) Land $193,050 Building $280,970
2025	$1,731.00 (+5.81%)
2023	$1,636.00	$467,420 Land $193,050 Building $274,370	$467,420 Land $193,050 Building $274,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Dec 2024 Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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