Macon County property record for 28 E Palmer St, Franklin, NC 28734
| Property Type | Bank, Financial Building |
|---|---|
| Details | 1 ba · 812 sqft · built 1995 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Company Name on Record |
| Last Sale | $167,500 (Mar 2020) |
| Deeds & Mortgages | Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 6594094478 |
| Primary APN | 6594094478 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 812 sqft Heated Area |
| 1st Floor Area | 812 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,878 sqft (0.64 acres) |
| Driveway | Asphalt Driveway |
| Driveway Area | 13,000 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 146508 |
|---|---|
| Street Address | 28 E PALMER ST |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-3018 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | FC1 |
| Legal Description | CORNER PALMER & PORTER ST |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 970304 |
Source: Macon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 123 W PALMER ST, 1, FRANKLIN, NC 28734-3028 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2020 · Amount on Record |
| Deed Sale | Mar 31, 2020 · Amount on Record |
| Prior Sale | Jun 28, 1995 · Amount on Record |
| Deed Document Number | 20202104 |
| Deed Book / Page | 39 / 491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Mar 31, 2020 |
| Property Address | 28 E PALMER ST, FRANKLIN, NC 28734-3018 |
| Document Number | 000V39/491 |
| Book / Page | V-39 / 491 |
| Instrument Date | Mar 31, 2020 |
| Instrument | 2020002104 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $335.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1525 W W T HARRIS BLVD, 1525, CHARLOTTE, NC 28262-8522 |
| Name | Verified Name |
|---|---|
| Address | 123 W PALMER ST STE 1, 1, FRANKLIN, NC 28734-3028 |
Source: Macon County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Franklin Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $363,620 (+3.09%) Land $188,800 Building $174,820 | $363,620 (+3.09%) Land $188,800 Building $174,820 |
| 2023 | $352,720 Land $188,800 Building $163,920 | $352,720 Land $188,800 Building $163,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FRANKLIN serves 9,992 people · EPA ID NC0157010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Dec 2024 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures