35 Cumin Ln, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 35 Cumin Ln, Morgan Hill, CA 95037

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 1,992 sqft · built 2016
Lot Size0.071 acres (3,116 sqft)
OwnerIndividual Name on Record
Last Sale$658,500 (Feb 2016)
Tax Bill$8,911 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone D (undetermined)
APN712-15-008

Property Details

APN / Parcel Number

Primary APN712-15-008

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories3 Stories
Building Area1,992 sqft Living Area
1st Floor Area285 sqft
2nd Floor Area874 sqft

Exterior

Year BuiltBuilt 2016
Architectural StyleOther
Construction TypeWood
Lot Area3,116 sqft (0.071 acres)
Garage Area509 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address35 CUMIN LN
CityMORGAN HILL
StateCA
Zip95037-9254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
Legal DescriptionTR 10228 LOT 7
Legal Subdivision10228 TILTON PARK
Legal Tract10228
Legal Lot Number7
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1004
Census Tract512305

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address35 CUMIN LN, MORGAN HILL, CA 95037-9254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2016 · Amount on Record
Deed SaleFeb 1, 2016 · Amount on Record
Deed Document Number23210180
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address35 CUMIN LN, MORGAN HILL, CA 95037-9254
Document Number0024359266
Instrument DateDec 5, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 CUMIN LN MORGAN HILL CA 950379254, MORGAN HILL, CA 95037-9254

Mortgage

Document Number0024359266
DateDec 17, 2019
Instrument24359266
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMorgan Hill City
Unified School DistrictMorgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,911.00 (+3.24%) Homeowner's exemption$779,048 (+4.04%) Land $355,136 Building $423,912
2023$8,631.00 (+1.62%) Homeowner's exemption$748,798 Land $341,347 Building $407,451
2022$8,493.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims25 (1980–2023)
Claims Outside the SFHA15 of 25
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · lower than 60% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGAN HILL
serves 47,374 people · EPA ID CA4310006
Water SourceGroundwater
Last State InspectionOct 2023
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: AT&T, Frontier, Verizon.

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