Santa Clara County property record for 28 Cumin Ln, Morgan Hill, CA 95037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,703 sqft · built 2016 |
| Lot Size | 0.035 acres (1,556 sqft) |
| Owner | Individual Name on File |
| Last Sale | $258,000 (Dec 2015) |
| Tax Bill | $3,635 (2025) |
| Flood Zone | Zone D (undetermined) |
| APN | 712-15-016 |
| Primary APN | 712-15-016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 1,703 sqft Living Area |
| 1st Floor Area | 234 sqft |
| 2nd Floor Area | 756 sqft |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 1,556 sqft (0.035 acres) |
| Garage Area | 467 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 28 CUMIN LN |
|---|---|
| City | MORGAN HILL |
| State | CA |
| Zip | 95037-9254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-20A |
| Legal Description | TR 10228 LOT 15 |
| Legal Tract | 10228 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 512305 |
28 Cumin Ln is owned and occupied by an individual who bought it in December 2015.
Source: Santa Clara County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 28 CUMIN LN, MORGAN HILL, CA 95037-9254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2015 · Amount on File |
| Deed Sale | Dec 2, 2015 · Amount on File |
| Deed Document Number | 23160952 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 28 Cumin Ln was $3,635.
Source: Santa Clara County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Morgan Hill City |
| Unified School District | Morgan Hill Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,635.00 | $305,046 Land $118,377 Building $186,669 |
| 2023 | $3,523.00 (+1.5%) | $293,202 Land $113,781 Building $179,421 |
| 2022 | $3,471.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 28 Cumin Ln in Zone D, where flood risk has not been studied, though there have been 25 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 25 (1980–2023) |
| Claims Outside the SFHA | 15 of 25 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 28 Cumin Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures