27 Cumin Ln, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 27 Cumin Ln, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,809 sqft · built 2016
Lot Size	0.037 acres (1,609 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Dec 2021)
Tax Bill	$11,578 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone D (undetermined)
APN	`712-15-012`

Property Details

APN / Parcel Number

Primary APN	`712-15-012`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,809 sqft Living Area
1st Floor Area	244 sqft
2nd Floor Area	806 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,609 sqft (0.037 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	27 CUMIN LN
City	MORGAN HILL
State	CA
Zip	95037-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	TRACT 10228 TI BOOK 876 PAGE 9 PAGE 16 LOT 11
Legal Subdivision	10228 TILTON PARK
Legal Tract	10228
Legal Lot Number	11
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	512305

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 CUMIN LN, MORGAN HILL, CA 95037-9254
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 9, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 2, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	202125194748
Prior Transfer Date	Nov 7, 2020
Prior Transfer Doc	0024742431
Record Updated	Sep 20, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 14, 2021
Property Address	27 CUMIN LN, MORGAN HILL, CA 95037-9254
Document Number	0025194748
Map Reference	MB 876 PG 9-16
Instrument Date	Dec 1, 2021
Instrument	25194748
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	27 CUMIN LN, MORGAN HILL, CA 95037-9254

Mortgage

Document Number	0025194749
Date	Dec 14, 2021
Instrument	25194749

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 9, 2020
Property Address	27 CUMIN LN, MORGAN HILL, CA 95037-9254
Document Number	0024742431
Instrument Date	Nov 7, 2020
Instrument	24742431
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	809 SUNNYARBOR CT CAMPBELL CA 950086049, CAMPBELL, CA 95008-6049
Investor	Possibly a Property Investor

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 2, 2019
Property Address	27 CUMIN LN, MORGAN HILL, CA 95037-9254
Document Number	0024344689
Map Reference	MB 876 PG 9-18
Instrument Date	Nov 25, 2019
Instrument	24344689
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	27 CUMIN LN, MORGAN HILL, CA 95037-9254

Mortgage

Document Number	0024344690
Date	Dec 2, 2019
Instrument	24344690

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 8, 2018
Property Address	27 CUMIN LN, MORGAN HILL, CA 95037-9254
Document Number	0023927941
Instrument Date	Apr 16, 2018
Instrument	23927941
Transaction Type	Transfer
Record Updated	May 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	27 CUMIN LN MORGAN HILL CA 950379254, MORGAN HILL, CA 95037-9254

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,028,309 (+2%) Land $616,985 Building $411,324
2025	$11,578.00 (+3.21%)	$1,008,147 (+4.04%) Land $604,888 Building $403,259
2023	$11,218.00 (+1.63%)	$969,000 Land $581,400 Building $387,600
2022	$11,038.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	25 (1980–2023)
Claims Outside the SFHA	15 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Verizon.

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