34 Cumin Ln, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 34 Cumin Ln, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,992 sqft · built 2016
Lot Size	0.07 acres (3,075 sqft)
Owner	2 Individual Names on Record
Tax Bill	$8,587 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`712-15-019`

Property Details

APN / Parcel Number

Primary APN	`712-15-019`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	285 sqft
2nd Floor Area	874 sqft

Exterior

Year Built	Built 2016
Architectural Style	Other
Construction Type	Wood
Lot Area	3,075 sqft (0.07 acres)
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	34 CUMIN LN
City	MORGAN HILL
State	CA
Zip	95037-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	TR 10228 LOT 18
Legal Subdivision	10128 TILTON PARK
Legal Tract	10228
Legal Lot Number	18
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	512305

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 CUMIN LN, MORGAN HILL, CA 95037-9254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC BAY LENDING GROUP
May 3, 2018	Quit Claim Deed, Transfer TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA
May 2, 2018	Affidavit of Death, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	May 2, 2018
Last Transfer Date	May 3, 2018
Transfer Doc	0023924338
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	34 CUMIN LN, MORGAN HILL, CA 95037-9254
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024289665
Date	Sep 26, 2019
Instrument	24289665

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	34 CUMIN LN, MORGAN HILL, CA 95037-9254
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024461813
Date	Apr 23, 2020
Instrument	24461813

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	34 CUMIN LN, MORGAN HILL, CA 95037-9254
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CUMIN LN, MORGAN HILL, CA 95037-9254

Mortgage

Document Number	0024637826
Date	Oct 1, 2020
Instrument	24637826

Lender

Name	PACIFIC BAY LENDING GROUP
Type	Lending Institution
Address	GARDEN GROVE, CA 92841

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 3, 2018
Property Address	34 CUMIN LN, MORGAN HILL, CA 95037-9254
Document Number	0023924338
Instrument Date	Apr 30, 2018
Instrument	23924338
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	34 CUMIN LN MORGAN HILL CA 950379254, MORGAN HILL, CA 95037-9254

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	May 2, 2018
Property Address	34 CUMIN LN, MORGAN HILL, CA 95037-9254
Document Number	0023923131
Map Reference	MB876 PG9-16
Instrument Date	Apr 30, 2018
Instrument	23923131
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CUMIN LN, MORGAN HILL, CA 95037-9254

Mortgage

Document Number	0023923132
Date	May 2, 2018
Instrument	23923132

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,587.00 (+3.25%) Homeowner's exemption	$750,320 (+4.04%) Land $355,136 Building $395,184
2023	$8,317.00 (+1.63%) Homeowner's exemption	$721,187 Land $341,347 Building $379,840
2022	$8,184.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	25 (1980–2023)
Claims Outside the SFHA	15 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Verizon.

Nearby Properties on Cumin Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures