30 Cumin Ln, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 30 Cumin Ln, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,703 sqft · built 2016
Lot Size	0.035 acres (1,556 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (May 2025)
Tax Bill	$10,216 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`712-15-017`

Property Details

APN / Parcel Number

Primary APN	`712-15-017`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,703 sqft Living Area
1st Floor Area	234 sqft
2nd Floor Area	756 sqft

Exterior

Year Built	Built 2016
Architectural Style	Other
Construction Type	Wood
Lot Area	1,556 sqft (0.035 acres)
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	30 CUMIN LN
City	MORGAN HILL
State	CA
Zip	95037-9254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	TR 10228 LOT 16
Legal Subdivision	10228 TILTON PARK
Legal Tract	10228
Legal Lot Number	16
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1004
Census Tract	512305

Owner

30 Cumin Ln is owned and occupied by an individual who bought it in May 2025.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	30 CUMIN LN, MORGAN HILL, CA 95037-9254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2019	Deed of Trust, Mortgage · FHA Mortgage METROPOLITAN HOME MORTGAGE INC
Nov 26, 2019	Deed of Trust, Mortgage · FHA Mortgage METROPOLITAN HOME MORTGAGE INC
Dec 22, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Dec 22, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jan 7, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	Dec 22, 2020
Deed Document Number	25804668
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	30 CUMIN LN, MORGAN HILL, CA 95037-9254
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024162899
Date	Apr 24, 2019
Instrument	24162899

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	30 CUMIN LN, MORGAN HILL, CA 95037-9254
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024341837
Date	Nov 26, 2019
Instrument	24341837

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	SANTA ANA, CA 92799

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 22, 2020
Property Address	30 CUMIN LN, MORGAN HILL, CA 95037-9254
Document Number	0024760351
Map Reference	MB 876 PG 9-16
Instrument Date	Dec 18, 2020
Instrument	24760351
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 CUMIN LN, MORGAN HILL, CA 95037-9254

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 22, 2020
Property Address	30 CUMIN LN, MORGAN HILL, CA 95037-9254
Document Number	0024760352
Instrument Date	Dec 18, 2020
Instrument	24760352
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	30 CUMIN LN MORGAN HILL CA 950379254, MORGAN HILL, CA 95037-9254

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 7, 2020
Property Address	30 CUMIN LN, MORGAN HILL, CA 95037-9254
Document Number	0024374684
Map Reference	MB 876 PG 9-16
Instrument Date	Dec 27, 2019
Instrument	24374684
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	30 CUMIN LN, MORGAN HILL, CA 95037-9254

Mortgage

Document Number	0024374685
Date	Jan 7, 2020
Instrument	24374685

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 30 Cumin Ln was $10,216.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,216.00	$887,592 Land $443,796 Building $443,796
2023	$9,899.00 (+1.62%)	$853,128 Land $426,564 Building $426,564
2022	$9,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 30 Cumin Ln in Zone D, where flood risk has not been studied, though there have been 25 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	25 (1980–2023)
Claims Outside the SFHA	15 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Jan 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 30 Cumin Ln is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Verizon.

Nearby Properties on Cumin Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures