3493 River St, Ranier, MN 56668 Property Records

Koochiching County property record for 3493 River St, Ranier, MN 56668

Property Summary

Property Type	Single Family Home
Details	1,252 sqft · built 1966
Lot Size	0.31 acres (13,411 sqft)
Owner	Individual Name on Record
Tax Bill	$1,608 (2026)
Deeds & Mortgages	Jun 2007 Mortgage Jun 2005 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`98-001-20150`

Property Details

APN / Parcel Number

Primary APN	`98-001-20150`
Alternative APN	`20345`

Interior

Building Area	1,252 sqft Gross Area
1st Floor Area	1,252 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,411 sqft (0.31 acres)
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Deck Area	54 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	20345
Street Address	3493 RIVER ST
City	RANIER
State	MN
Zip	56668-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 15,18,19,22, 23 & 26; BLK 20
Legal Subdivision	RANIER
Legal Block	20
Legal Lot Number	15,18
Jurisdiction	KOOCHICHING MN
Township / Civil Division	RANIER
Census Block Group	2
Census Block	2009
Census Tract	790202

Owner

Source: Koochiching County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 6, RANIER, MN 56668-0006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2007	Deed of Trust, Mortgage · Conventional Mortgage BORDER STATE BANK
Jun 13, 2005	Deed of Trust, Mortgage · Line of Credit TRUSTAR FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 31, 2007
Transfer Doc	0000259521
Record Updated	Oct 29, 2026

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	3493 RIVER ST, RANIER, MN 56668-1016
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000259522
Date	Jun 4, 2007
Instrument	A000259522

Lender

Name	BORDER STATE BANK
Address	INTERNATIONAL FALLS, MN 56649

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2037

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	3493 RIVER ST, RANIER, MN 56668-1016
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000252241
Date	Jun 13, 2005
Instrument	A000252241

Lender

Name	TRUSTAR FCU
Address	INTERNATIONAL FALLS, MN 56649

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 12, 2006

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Municipality	Ranier City
Unified School District	International Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,608.00 (+45.39%) Homeowner's exemption
2025	$1,106.00 (+20.74%)	$150,600 (+32.57%) Land $21,000 Building $129,600	$150,600 (+32.57%) Land $21,000 Building $129,600
2024	$916.00 Homeowner's exemption	$113,600 Land $21,000 Building $92,600	$113,600 Land $21,000 Building $92,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ranier serves 565 people · EPA ID MN1360006
Water Source	Purchased surface water from International Falls
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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