3485 River St, Ranier, MN 56668 Property Records

Koochiching County property record for 3485 River St, Ranier, MN 56668

Property Summary

Property Type	Single Family Home
Details	984 sqft · built 1920
Lot Size	0.3 acres (13,207 sqft)
Owner	Individual Name on Record
Last Sale	$72,000 (Feb 2019)
Tax Bill	$1,326 (2026)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Nov 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`98-001-20020`

Property Details

APN / Parcel Number

Primary APN	`98-001-20020`
Alternative APN	`20341`

Interior

Stories	1 Story
Building Area	984 sqft Gross Area
1st Floor Area	984 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,207 sqft (0.3 acres)
Garage Area	1,920 sqft
Parking Spaces	7 Parking Spaces
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20341
Street Address	3485 RIVER ST
City	RANIER
State	MN
Zip	56668-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2, 3, 6, 7 BLOCK 20
Legal Subdivision	RANIER
Legal Block	20
Legal Lot Number	2-3,6-7
Jurisdiction	KOOCHICHING MN
Township / Civil Division	RANIER
Census Block Group	2
Census Block	2009
Census Tract	790202

Owner

Source: Koochiching County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2822 TOWN ROAD 273, INTERNATIONAL FALLS, MN 56649-8762
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage TRUSTAR FEDERAL CREDIT UNION
Nov 6, 2017	Warranty Deed, Transfer
Jul 23, 2012	Warranty Deed, Transfer · Line of Credit BORDER STATE BANK
Apr 1, 2009	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Prior Sale	Nov 6, 2017 · Amount on Record
Deed Document Number	2019291716
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Feb 1, 2019
Property Address	3485 RIVER ST, RANIER, MN 56668-1034
Document Number	A000291716
Instrument Date	Jan 30, 2019
Instrument	A000291716
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 463, INTERNATIONAL FALLS, MN 56649-0463
Investor	Possibly a Property Investor

Mortgage

Document Number	A000291717
Date	Feb 1, 2019
Instrument	A000291717

Lender

Name	TRUSTAR FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Nov 6, 2017
Property Address	3485 RIVER ST, RANIER, MN 56668-1034
Document Number	9800120020
Instrument Date	Oct 26, 2017
Instrument	98-001-20020
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Tax	$214.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 RIVER ST, RANIER, MN 56668-1034

July 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOCHICHING MN
Recording Date	Jul 23, 2012
Property Address	3485 RIVER ST, RANIER, MN 56668-1034
Document Number	A000275040
Instrument Date	Jul 22, 2012
Instrument	A000275040
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 598, RANIER, MN 56668-0598

Mortgage

Document Number	A000275041
Date	Jul 23, 2012
Instrument	A000275041

Lender

Name	BORDER STATE BANK
Address	INTERNATIONAL FALLS, MN 56649

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2009: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	KOOCHICHING MN
Recording Date	Apr 1, 2009
Property Address	3485 RIVER ST, RANIER, MN 56668-1034
Document Number	A000265234
Instrument Date	Apr 1, 2009
Instrument	A000265234
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 598, RANIER, MN 56668-0598

Tax Assessment & Valuation

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Municipality	Ranier City
Unified School District	International Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,326.00 (+31.55%)
2025	$1,008.00 (+23.23%)	$88,700 (+31.99%) Land $13,200 Building $75,500	$88,700 (+31.99%) Land $13,200 Building $75,500
2024	$818.00	$67,200 Land $13,200 Building $54,000	$67,200 Land $13,200 Building $54,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ranier serves 565 people · EPA ID MN1360006
Water Source	Purchased surface water from International Falls
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River St

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