3477 River St, Ranier, MN 56668 Property Records

Koochiching County property record for 3477 River St, Ranier, MN 56668

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,248 sqft · built 1963
Lot Size	0.18 acres (7,876 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,308 (2026)
Deeds & Mortgages	Oct 2020 Refinance Aug 2011 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`98-001-21020`

Property Details

APN / Parcel Number

Primary APN	`98-001-21020`
Alternative APN	`20352`

Interior

Bedrooms	2 Beds
Building Area	1,248 sqft Gross Area
1st Floor Area	1,248 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,876 sqft (0.18 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Account Number	20352
Street Address	3477 RIVER ST
City	RANIER
State	MN
Zip	56668-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 68FT OF LOTS 2, 5, 6, 9 BLK 21
Legal Block	21
Legal Lot Number	2,5-6,9
Jurisdiction	KOOCHICHING MN
Township / Civil Division	RANIER
Census Block Group	1
Census Block	1080
Census Tract	790300

Owner

Source: Koochiching County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 434, RANIER, MN 56668-0434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BREMER BANK
Aug 25, 2011	Deed of Trust, Mortgage BREMER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	3477 RIVER ST, RANIER, MN 56668-1016
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000295623
Date	Oct 5, 2020
Instrument	A000295623

Lender

Name	BREMER BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOCHICHING MN
Property Address	3477 RIVER ST, RANIER, MN 56668-1016
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000272472
Date	Aug 25, 2011
Instrument	A000272472

Lender

Name	BREMER BANK NA
Type	Bank
Address	INTERNATIONAL FALLS, MN 56649

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2021

Tax Assessment & Valuation

Source: Koochiching County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Koochiching County
Municipality	Ranier City
Unified School District	International Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,308.00 (+54.25%) Homeowner's exemption
2025	$848.00 (+10.42%)	$128,100 (+35.99%) Land $9,200 Building $118,900	$128,100 (+35.99%) Land $9,200 Building $118,900
2024	$768.00 Homeowner's exemption	$94,200 Land $9,200 Building $85,000	$94,200 Land $9,200 Building $85,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	13 (2001–2022)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jul 2022 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Jun 2022 · 6 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ranier serves 565 people · EPA ID MN1360006
Water Source	Purchased surface water from International Falls
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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