Pinellas County property record for 3492 Carmichael St, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,887 sqft · built 1984 |
| Lot Size | 0.228 acres (9,919 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,900 (Feb 2022) |
| Tax Bill | $6,579 (2025) |
| Deeds & Mortgages | May 2026 Sale Feb 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-4092-6 |
| Primary APN | C62-000-758-4092-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,887 sqft Living Area |
| Gross Area | 2,478 sqft |
| 1st Floor Area | 1,887 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,919 sqft (0.228 acres) |
| Lot Dimensions | 100 ft deep x 84 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 327 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R43087 |
|---|---|
| Street Address | 3492 CARMICHAEL ST |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD75 |
| Legal Description | HIGHLAND LAKES UNIT FIFTEEN PHASE 2 LOT 28 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 5 |
| Legal Subdivision | HIGHLAND LAKES |
| Legal Phase | 2 |
| Legal Tract | 38907 |
| Legal Lot Number | 28 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 27331 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2492 CARMICHAEL ST, PALM HARBOR, FL 34684 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| May 18, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Feb 3, 2022 | Warranty Deed, Transfer CAPSTONE TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on Record |
| Deed Sale | Feb 3, 2022 · Amount on Record |
| Prior Sale | Jun 10, 2005 · Amount on Record |
| Deed Document Number | 202234955 |
| Deed Book / Page | 21917 / 1163 |
| Last Transfer Date | May 11, 2026 |
| Transfer Doc | 0000133274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 18, 2026 |
| Property Address | 3492 CARMICHAEL ST, PALM HARBOR, FL 34684-3003 |
| Document Number | 0000133274 |
| Book / Page | 23561 / 2326 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026133274 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Feb 3, 2022 |
| Property Address | 3492 CARMICHAEL ST, PALM HARBOR, FL 34684-3003 |
| Document Number | 0219171163 |
| Book / Page | 21917 / 1163 |
| Map Reference | MB 87 PG 47&48 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 2022034955 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,659.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15801 SHUBERT HWY, 15801, ALPENA, MI 49707-8358 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3492 CARMICHAEL ST, PALM HARBOR, FL 34684-3003 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,579.00 (+2.67%) | $401,673 (+23.93%) Land $99,146 Building $302,527 | $401,673 (+23.93%) Land $99,146 Building $302,527 |
| 2024 | $6,408.00 (+7.01%) | ||
| 2023 | $5,988.00 (+15.04%) | $324,112 (+4.73%) | $324,112 (+4.73%) Land $123,197 Building $200,915 |
| 2022 | $5,205.00 | $309,480 | $309,480 Land $152,554 Building $156,926 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
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