Pinellas County property record for 3476 Carmichael St, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,555 sqft · built 1984 |
| Lot Size | 0.169 acres (7,353 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jul 2020) |
| Tax Bill | $4,595 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-4094-2 |
| Primary APN | C62-000-758-4094-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,555 sqft Living Area |
| Gross Area | 2,377 sqft |
| 1st Floor Area | 1,555 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,353 sqft (0.169 acres) |
| Lot Dimensions | 100 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 360 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R43089 |
|---|---|
| Street Address | 3476 CARMICHAEL ST |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD75 |
| Legal Description | HIGHLAND LAKES UNIT FIFTEEN PHASE 2 LOT 30 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 5 |
| Legal Subdivision | HIGHLAND LAKES |
| Legal Phase | 2 |
| Legal Tract | 38907 |
| Legal Lot Number | 30 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 27331 |
3476 Carmichael St is owned and occupied by an individual who bought it in July 2020.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3476 CARMICHAEL ST, PALM HARBOR, FL 34684-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · Line of Credit WALTON MORTGAGE INC |
| Jul 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2020 · Amount on File |
| Deed Sale | Jul 21, 2020 · Amount on File |
| Prior Sale | Jun 30, 2006 · Amount on File |
| Deed Document Number | 2020215741 |
| Deed Book / Page | 21086 / 2535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 1, 2026 |
| Property Address | 3476 CARMICHAEL ST, PALM HARBOR, FL 34684-3003 |
| Document Number | 0000145289 |
| Book / Page | 23575 / 2164 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026145289 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3476 CARMICHAEL ST, PALM HARBOR, FL 34684-3003 |
| Document Number | 0000145289, |
|---|---|
| Date | Jun 1, 2026 |
| Book Page | 23575/2164 |
| Instrument | 2026145289 |
| Name | WALTON MORTGAGE INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 18, 2046 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 21, 2020 |
| Property Address | 3476 CARMICHAEL ST, PALM HARBOR, FL 34684-3003 |
| Document Number | 0210862535 |
| Book / Page | 21086 / 2535 |
| Map Reference | MB 87 PG 47&48 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 2020215741 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | WOLLINKA WIKLE TTL INS AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 THORNHURST CT, 1, OLNEY, MD 20832-1832 |
| Name | Verified Name |
|---|---|
| Address | 3476 CARMICHAEL ST, PALM HARBOR, FL 34684-3003 |
| Document Number | 0210862537 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 21086/2537 |
| Name | KELLER MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 3476 Carmichael St was $4,595 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,595.00 Homeowner's exemption | $286,785 | $364,834 Land $95,065 Building $269,769 |
| 2023 | $4,275.00 (+2.94%) Homeowner's exemption | $270,585 (+3%) | $312,194 (+4.06%) Land $117,896 Building $194,298 |
| 2022 | $4,153.00 Homeowner's exemption | $262,704 | $300,023 Land $147,047 Building $152,976 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3476 Carmichael St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3476 Carmichael St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
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