3489 Carmichael St, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3489 Carmichael St, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,668 sqft · built 1984
Lot Size	0.218 acres (9,514 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Jan 2017)
Tax Bill	$1,836 (2025)
Deeds & Mortgages	Feb 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C62-000-758-4091-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-4091-8`
Alternative APNs	`05-28-16-38907-000-0270` `281605389070000270` `162805389070000270` `R43086`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,668 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,514 sqft (0.218 acres)
Lot Dimensions	100 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	122 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R43086
Street Address	3489 CARMICHAEL ST
City	PALM HARBOR
State	FL
Zip	34684-3004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD75
Legal Description	HIGHLAND LAKES UNIT FIFTEEN PHASE 2 LOT 27
Legal Range	16E
Legal Township	28S
Legal Section	5
Legal Subdivision	HIGHLAND LAKES
Legal Phase	2
Legal Tract	38907
Legal Lot Number	27
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2007
Census Tract	27331

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3489 CARMICHAEL ST, PALM HARBOR, FL 34684-3004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 2017 · Amount on Record
Deed Sale	Jan 1, 2017 · Amount on Record
Prior Sale	Jul 13, 2001 · Amount on Record
Deed Book / Page	19504 / 775
Prior Transfer Date	Dec 31, 2016
Prior Transfer Doc	0195040775
Record Updated	Jun 8, 2026

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 1, 2017
Property Address	3489 CARMICHAEL ST, PALM HARBOR, FL 34684-3004
Document Number	0195040775
Book / Page	019504 / 000775
Instrument Date	Jan 30, 2017
Instrument	34886
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3439 CARMICHAEL ST PALM HARBOR FL 34684, PALM HARBOR, FL 34684

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,836.00 (+6.56%) Homeowner's exemption Veteran's exemption	$149,169 (+5.99%)	$336,245 (+17.1%) Land $97,775 Building $238,470
2024	$1,723.00 (+2.44%)
2023	$1,682.00 (+3.89%) Homeowner's exemption Veteran's exemption	$140,743 (+3%)	$287,133 (+0.1%) Land $118,579 Building $168,554
2022	$1,619.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$136,644	$286,859 Land $150,070 Building $136,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000