3465 Carmichael St, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3465 Carmichael St, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,621 sqft · built 1984
Lot Size0.191 acres (8,307 sqft)
Owner2 Trust Names on File
Last Sale$237,500 (Dec 2015)
Tax Bill$3,527 (2025)
Flood ZoneZone X (minimal risk)
APNC62-000-758-4088-4

Property Details

APN / Parcel Number

Primary APNC62-000-758-4088-4
Alternative APNs
  • 05-28-16-38907-000-0240
  • 281605389070000240
  • 162805389070000240
  • R43083

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,621 sqft Living Area
Gross Area2,508 sqft
1st Floor Area1,621 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,307 sqft (0.191 acres)
Lot Dimensions108 ft deep x 69 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area656 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR43083
Street Address3465 CARMICHAEL ST
CityPALM HARBOR
StateFL
Zip34684-3004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD75
Legal DescriptionHIGHLAND LAKES UNIT FIFTEEN PHASE 2 LOT 24
Legal Range16E
Legal Township28S
Legal Section5
Legal SubdivisionHIGHLAND LAKES
Legal Phase2
Legal Tract38907
Legal Lot Number24
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2007
Census Tract27331

Owner

3465 Carmichael St is owner-occupied and held in a trust since June 2025.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Trust Names on File
Mailing Address3465 CARMICHAEL ST, PALM HARBOR, FL 34684-3004
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2015 · Amount on File
Deed SaleDec 11, 2015 · Amount on File
Prior SaleJul 2, 2013 · Amount on File
Deed Document Number2015360382
Deed Book / Page19017 / 708
Last Transfer DateJun 23, 2025
Transfer Doc0232132526
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3465 Carmichael St was $3,527, up 5.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,527.00 (+5.92%)$227,614$372,044 Land $92,836 Building $279,208
2024$3,330.00 (+1.77%)
2023$3,272.00 (+3.15%) Homeowner's exemption$214,756 (+3%)$279,916 (+0.72%) Land $111,541 Building $168,375
2022$3,172.00 Homeowner's exemption$208,501$277,914 Land $141,267 Building $136,647

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3465 Carmichael St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 45 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3465 Carmichael St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000

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