Pinellas County property record for 3473 Carmichael St, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,710 sqft · built 1984 |
| Lot Size | 0.161 acres (6,996 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,900 (Jan 2021) |
| Tax Bill | $4,496 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-758-4089-2 |
| Primary APN | C62-000-758-4089-2 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| Gross Area | 2,337 sqft |
| 1st Floor Area | 1,710 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,996 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 176 sqft |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R43084 |
|---|---|
| Street Address | 3473 CARMICHAEL ST |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD75 |
| Legal Description | HIGHLAND LAKES UNIT FIFTEEN PHASE 2 LOT 25 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 5 |
| Legal Subdivision | HIGHLAND LAKES |
| Legal Phase | 2 |
| Legal Tract | 38907 |
| Legal Lot Number | 25 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 27331 |
Source: Pinellas County records · APN C62-000-758-4089-2
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3473 CARMICHAEL ST, PALM HARBOR, FL 34684-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Sep 15, 2020 | Warranty Deed, Transfer SUNBELT TITLE (AGENCY) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on Record |
| Deed Sale | Jan 14, 2021 · Amount on Record |
| Prior Sale | Jun 05, 2001 · Amount on Record |
| Deed Document Number | 202113290 |
| Deed Book / Page | 21342 / 807 |
| Prior Transfer Date | Jun 04, 2014 |
| Prior Transfer Doc | 0184240961 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 14, 2021 |
| Property Address | 3473 CARMICHAEL ST, PALM HARBOR, FL 34684-3004 |
| Document Number | 0213420807 |
| Book / Page | 21342 / 807 |
| Map Reference | MB 87 PG 47&48 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2021013290 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2022 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,554.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1835 LAGO VISTA BLVD, 1835, PALM HARBOR, FL 34685-3334 |
| Name | Verified Name |
|---|---|
| Address | 2098 SEMINOLE BLVD APT 6404, 6404, LARGO, FL 33778-1730 |
| Document Number | 0021342808 |
|---|---|
| Date | Jan 14, 2021 |
| Instrument | 21342/808 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 15, 2020 |
| Property Address | 3473 CARMICHAEL ST, PALM HARBOR, FL 34684-3004 |
| Document Number | 0211642539 |
| Book / Page | 021164 / 002539 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 274334 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,488.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1835 LAGO VISTA BLVD PALM HARBOR FL 346853334, PALM HARBOR, FL 34685-3334 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,496.00 (+5.81%) Homeowner's exemption Widower's exemption | $286,320 (+5.99%) | $371,546 (+18.15%) Land $89,641 Building $281,905 |
| 2024 | $4,249.00 (+1.7%) | ||
| 2023 | $4,178.00 (+0.8%) Homeowner's exemption Widower's exemption | $270,147 (+3%) | $314,476 (+5.2%) Land $111,410 Building $203,066 |
| 2022 | $4,145.00 Homeowner's exemption | $262,279 | $298,939 Land $139,020 Building $159,919 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 473 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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