Kenton County property record for 3487 Clover Dr, Covington, KY 41015 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,016 sqft · built 1992 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $207,000 (Feb 2011) |
| Tax Bill | $2,683 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-00-00-003.02 |
| Primary APN | 059-00-00-003.02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.289 acres) |
| Lot Dimensions | 135 ft deep x 86 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0590000003.02 |
|---|---|
| Street Address | 3487 CLOVER DR |
| City | COVINGTON |
| State | KY |
| Zip | 41015-4214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER MEADOWS SEC 1 LOT 2 |
| Legal Subdivision | CLOVER MEADOWS |
| Legal Phase | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 65300 |
Source: Kenton County records · APN 059-00-00-003.02
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3487 CLOVER DR, COVINGTON, KY 41015-4214 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage UMC MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 23, 2011 · Amount on Record |
| Deed Sale | Feb 23, 2011 · Amount on Record |
| Prior Sale | Jul 12, 1995 · Amount on Record |
| Deed Document Number | 0002834216 |
| Deed Book / Page | 2834 / 216 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3487 CLOVER DR, COVINGTON, KY 41015-4214 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900055 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 201/574 |
| Instrument | 21041505900055 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3487 CLOVER DR, COVINGTON, KY 41015-4214 |
| Document Number | 0000000226 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 3487 CLOVER DR COVINGTON KY 410154214, COVINGTON, KY 41015-4214 |
| Document Number | 0000000226 |
|---|---|
| Date | Dec 06, 2019 |
| Book Page | 0I4374/000066 |
| Instrument | 226 |
| Name | UMC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 05, 2049 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,683.00 (-7.03%) | $270,800 (-) Land $30,000 Building $240,800 | $270,800 (-) Land $30,000 Building $240,800 |
| 2023 | $2,886.00 | $270,800 Land $30,000 Building $240,800 | $270,800 Land $30,000 Building $240,800 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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