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3483 Clover Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3483 Clover Dr, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1993
Square Footage1,839 sqft Finished Area
Lot Size13,068 sqft (0.3 acres)
OccupancyOwner Occupied
Last Sale$290,000 (2022)
Tax Bill$2,873.00 (2025)

Property Details

APN / Parcel Number

Primary APN059-00-00-003.03

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,839 sqft Finished Area
Gross Area2,497 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1993
Exterior MaterialBrick Exterior
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area13,068 sqft (0.3 acres)
Depth X Width190 ft x 80 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0590000003.03
Street Address3483 CLOVER DR
CityCOVINGTON
StateKY
Zip41015-4214
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCLOVER MEADOWS SEC 1 LOT 3
Legal SubdivisionCLOVER MEADOWS
Legal Phase1
Legal Lot Number3
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup4
Census Block4009
Census Tract65300

Owner

Source: Kenton County records · APN 059-00-00-003.03

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3483 CLOVER DR, COVINGTON, KY 41015-4214
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 18, 2023Deed of Trust, Mortgage · Building or Construction Mortgage
CINFED CU
Jun 10, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
OPTION FINANCIAL LLC
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MTG
Apr 02, 2019Warranty Deed, Transfer · Veterans Administration Mortgage
BAYSHORE MTG FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleApr 02, 2019 · Amount on Record
Deed Doc Number0000170339
Deed Book / Page170 / 339
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3483 CLOVER DR, COVINGTON, KY 41015-4214
Transaction TypeMortgage
Record UpdatedJan 05, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3483 CLOVER DR, COVINGTON, KY 41015-4214

Mortgage

Document Number0005900004
DateMay 18, 2023
Book PageKCM 462/90
Instrument23051805900004
Lender
NameCINFED CU
TypeCredit Union
AddressCINCINNATI, OH 45209
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term48 Months
DueMay 09, 2027

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJun 10, 2022
Property Address3483 CLOVER DR, COVINGTON, KY 41015-4214
Document Number0005900171
Book / Page170 / 339
Map ReferenceSL A25
Instrument DateMay 31, 2022
Instrument22061005900171
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title CompanyINDIANA LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$290.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3483 CLOVER DR, COVINGTON, KY 41015-4214

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3483 CLOVER DR, COVINGTON, KY 41015-4214

Mortgage

Document Number0005900172
DateJun 10, 2022
Instrument22061005900172
Lender
NameOPTION FINANCIAL LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term372 Months
DueJun 01, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3483 CLOVER DR, COVINGTON, KY 41015-4214
Document Number0000000301
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3483 CLOVER DR COVINGTON KY 410154214, COVINGTON, KY 41015-4214

Mortgage

Document Number0000000301
DateDec 08, 2020
Book Page00M138/000083
Instrument301
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 07, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateApr 02, 2019
Property Address3483 CLOVER DR, COVINGTON, KY 41015-4214
Document Number0000000134
Book / Page0I4245 / 000045
Instrument DateMar 29, 2019
Instrument134
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3483 CLOVER DR COVINGTON KY 410154214, COVINGTON, KY 41015-4214

Mortgage

Document Number135
DateApr 02, 2019
Book Page0I4245/000049
Instrument135
Lender
NameBAYSHORE MTG FNDG
TypeMortgage Company
AddressLUTHERVILLE-TIMONIUM, MD 21093
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,873.00 (-7.05%)$290,000 (-) Land $30,000 Building $260,000$290,000 (-) Land $30,000 Building $260,000
2023$3,091.00$290,000 Land $30,000 Building $260,000$290,000 Land $30,000 Building $260,000

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