3471 Clover Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3471 Clover Dr, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,619 sqft · built 1995
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`059-00-00-003.06`

Property Details

APN / Parcel Number

Primary APN	`059-00-00-003.06`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,619 sqft Finished Area
Gross Area	2,117 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	110 ft deep x 85 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0590000003.06
Street Address	3471 CLOVER DR
City	COVINGTON
State	KY
Zip	41015-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVER MEADOWS SEC 1 LOT 6
Legal Subdivision	CLOVER MEADOWS
Legal Phase	1
Legal Lot Number	6
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4009
Census Tract	65300

Owner

Source: Kenton County records · APN 059-00-00-003.06

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3471 CLOVER DR, COVINGTON, KY 41015-4214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 20, 2002
Deed Sale	Mar 20, 2002
Prior Sale	Mar 29, 1995 · Amount on Record
Deed Document Number	0000056940
Record Updated	Jun 08, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3471 CLOVER DR, COVINGTON, KY 41015-4214
Transaction Type	Mortgage
Record Updated	Jan 05, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3471 CLOVER DR, COVINGTON, KY 41015-4214

Mortgage

Document Number	0005900106
Date	Jan 19, 2023
Book Page	KCM 435/267
Instrument	23011905900106

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Dec 24, 2032

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,475.00 (-7.02%)	$249,800 (-) Land $30,000 Building $219,800	$249,800 (-) Land $30,000 Building $219,800
2023	$2,662.00	$249,800 Land $30,000 Building $219,800	$249,800 Land $30,000 Building $219,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.