3475 Clover Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3475 Clover Dr, Covington, KY 41015 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1993
Square Footage	2,010 sqft Finished Area
Lot Size	16,117 sqft (0.37 acres)
Occupancy	Owner Occupied
Last Sale	$155,400 (2013)
Tax Bill	$2,800.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`059-00-00-003.05`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Building Area	2,010 sqft Finished Area
Gross Area	2,734 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Brick Exterior
Roof Material	Composition Shingle Roof
Lot Area	16,117 sqft (0.37 acres)
Depth X Width	190 ft x 85 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	3475 CLOVER DR
City	COVINGTON
State	KY
Zip	41015-4214
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CLOVER MEADOWS SEC 1 LOT 5
Legal Subdivision	CLOVER MEADOWS
Legal Phase	1
Legal Lot Number	5
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	4
Census Block	4009
Census Tract	65300

Owner

Source: Kenton County records · APN 059-00-00-003.05

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3475 CLOVER DR, COVINGTON, KY 41015-4214
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2013 · Amount on Record
Deed Sale	Feb 27, 2013 · Amount on Record
Prior Sale	May 04, 2012 · Amount on Record
Deed Doc Number	201302 27 059 00405
Deed Book / Page	3224 / 338
Prior Transfer Date	May 16, 2003
Prior Transfer Doc	0609059003
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jul 30, 2026
Property Address	3475 CLOVER DR, COVINGTON, KY 41015-4214
Document Number	0000016614
Book / Page	468 / 869
Instrument Date	Jun 29, 2026
Instrument	202616614
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	BLYTHE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 CLOVER DR, COVINGTON, KY 41015-4214

Mortgage

Document Number	0000016614,
Date	Jul 30, 2026
Book Page	468/869
Instrument	202616614

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2056

Interest

Rate	6.53%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,800.00 (-7.04%)	$282,600 (-) Land $30,000 Building $252,600	$282,600 (-) Land $30,000 Building $252,600
2023	$3,012.00	$282,600 Land $30,000 Building $252,600	$282,600 Land $30,000 Building $252,600