Kenton County property record for 3486 Clover Dr, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,740 sqft Finished Area |
| Lot Size | 12,632 sqft (0.289 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $229,900 (2019) |
| Tax Bill | $2,847.00 (2025) |
| Primary APN | 059-00-00-003.18 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,740 sqft Finished Area |
| Gross Area | 2,024 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,632 sqft (0.289 acres) |
| Depth X Width | 138 ft x 92 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0590000003.18 |
|---|---|
| Street Address | 3486 CLOVER DR |
| City | COVINGTON |
| State | KY |
| Zip | 41015-4212 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CLOVER MEADOWS SEC 1 LOT 87 LESS 8 SQ FT TO R,W |
| Legal Subdivision | CLOVER MEADOWS |
| Legal Phase | 1 |
| Legal Lot Number | 87 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 65300 |
Source: Kenton County records · APN 059-00-00-003.18
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3486 CLOVER DR, COVINGTON, KY 41015-4212 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 08, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 09, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) SIBCY CLINE MTG SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2019 · Amount on Record |
| Deed Sale | Jun 09, 2019 · Amount on Record |
| Prior Sale | Apr 08, 2009 · Amount on Record |
| Deed Doc Number | 0004275190 |
| Deed Book / Page | 4275 / 190 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3486 CLOVER DR, COVINGTON, KY 41015-4212 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3486 CLOVER DR, COVINGTON, KY 41015-4212 |
| Document Number | 0005900217 |
|---|---|
| Date | Dec 08, 2021 |
| Book Page | 312/494 |
| Instrument | 21120805900217 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 13, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 09, 2019 |
| Property Address | 3486 CLOVER DR, COVINGTON, KY 41015-4212 |
| Document Number | 0000000040 |
| Book / Page | 0I4275 / 000190 |
| Instrument Date | May 31, 2019 |
| Instrument | 40 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | SIBCY CLINE TITLE AGENCY LLC, SIBCY CLINE TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3486 CLOVER DR COVINGTON KY 410154212, COVINGTON, KY 41015-4212 |
| Document Number | 41 |
|---|---|
| Date | Jun 09, 2019 |
| Book Page | 0I4275/000194 |
| Instrument | 41 |
| Name | SIBCY CLINE MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45236 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 08, 2049 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,847.00 (-7.02%) | $287,300 (-) Land $30,000 Building $257,300 | $287,300 (-) Land $30,000 Building $257,300 |
| 2023 | $3,062.00 | $287,300 Land $30,000 Building $257,300 | $287,300 Land $30,000 Building $257,300 |
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