348 Sycamore Ct, Bluffton, OH 45817 Property Records

Allen County property record for 348 Sycamore Ct, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,816 sqft · built 2004
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2026)
Tax Bill	$5,012 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-0200-02-001.083`

Property Details

APN / Parcel Number

Primary APN	`28-0200-02-001.083`
Alternative APN	`A0228020002001083`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,816 sqft Living Area
Gross Area	5,242 sqft
1st Floor Area	1,751 sqft
Upper Floors Area	1,065 sqft
Basement Area	1,653 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	152 ft deep x 131 ft wide
Garage Type	Attached
Garage Area	773 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	88 sqft
Deck Area	80 sqft
Patio Area	240 sqft
Gazebo	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	348 SYCAMORE CT
City	BLUFFTON
State	OH
Zip	45817-8563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERBEND SUBDIVISION PHASE III LOT 1348 JOINT TEN FF 51.51
Legal Subdivision	RIVERBEND SUBDIVISION
Legal Phase	III
Legal Lot Number	1348
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2024
Census Tract	10100

Owner

Source: Allen County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	348 SYCAMORE CT, BLUFFTON, OH 45817-8563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NATIONAL BANK/BLUFFTON
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA
Nov 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/NW OH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Deed Document Number	20268284
Prior Transfer Date	Aug 11, 2023
Prior Transfer Doc	0000006866
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Aug 10, 2026
Property Address	348 SYCAMORE CT, BLUFFTON, OH 45817-8563
Document Number	0000008284
Instrument Date	Aug 7, 2026
Instrument	20268284
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131,805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	348 SYCAMORE CT, BLUFFTON, OH 45817-8563

Mortgage

Document Number	0000008285,
Date	Aug 10, 2026
Instrument	20268285

Lender

Name	CITIZENS NATIONAL BANK/BLUFFTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	348 SYCAMORE CT, BLUFFTON, OH 45817-8563
Document Number	0000015059
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	348 SYCAMORE CT BLUFFTON OH 458178563, BLUFFTON, OH 45817-8563

Mortgage

Document Number	0000015059
Date	Dec 4, 2020
Instrument	15059

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 3, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	348 SYCAMORE CT, BLUFFTON, OH 45817-8563
Document Number	0000014591
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	348 SYCAMORE CT BLUFFTON OH 458178563, BLUFFTON, OH 45817-8563

Mortgage

Document Number	0000014591
Date	Nov 23, 2020
Instrument	14591

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 22, 2035

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	348 SYCAMORE CT, BLUFFTON, OH 45817-8563
Document Number	0000000460
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	348 SYCAMORE CT BLUFFTON OH 458178563, BLUFFTON, OH 45817-8563

Mortgage

Document Number	0000000460
Date	Jan 17, 2019
Book Page	002019/000460
Instrument	460

Lender

Name	FIFTH THIRD BK/NW OH
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2049

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,012.00 (-0.1%)	$148,050 (-) Land $15,470 Building $132,580	$423,000 (-) Land $44,200 Building $378,800
2024	$5,017.00 (-2.56%)	$148,050 (+4.99%) Land $15,470 Building $132,580	$423,000 (+4.99%) Land $44,200 Building $378,800
2023	$5,149.00 (-1.11%)	$141,020 (-) Land $14,740 Building $126,280
2022	$5,207.00	$141,020 Land $14,740 Building $126,280
2021			$402,900 Land $42,100 Building $360,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	17 (1979–2019)
Claims Outside the SFHA	5 of 17
Most Recent Claim	Apr 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
MetaLINK Technologies Fixed Wireless	200 / 50

May also be available: Buckeye Wireless, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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