Hernando County property record for 3503 Cobia Dr, Hernando Beach, FL 34607 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 1,682 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $349,900 (2018) |
| Tax Bill | $4,436.00 (2025) |
| Primary APN | R24-223-16-2370-0135-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,682 sqft Living Area |
| 1st Floor | 1,682 sqft 1st Floor |
| Stories | 2 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Area | 1,626 sqft Garage |
| Pool Area | 360 sqft Pool |
|---|---|
| Deck Area | 204 sqft Deck |
| Patio Area | 533 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 432 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00935643 |
|---|---|
| Street Address | 3503 COBIA DR |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3635 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HERNANDO BEACH UNIT 13-B BLK 135 LOT 12 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 24 |
| Legal Subdivision | HERNANDO BEACH UNIT 13-B |
| Legal Block | 135 |
| Legal Lot Number | 12 |
| Legal Unit | 13 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | HERNANDO BEACH |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 41501 |
Source: Hernando County records · APN R24-223-16-2370-0135-0120
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3503 COBIA DR, HERNANDO BEACH, FL 34607-3635 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Prior Sale | Sep 28, 2016 |
| Deed Doc Number | 2018043800 |
| Deed Book / Page | 3605 / 0734 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 19, 2018 |
| Property Address | 3503 COBIA DR, HERNANDO BEACH, FL 34607-3635 |
| Document Number | 0036050734 |
| Book / Page | 3605 / 0734 |
| Map Reference | MB17 PG70-73 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 2018043800 |
| Transaction Type | Transfer |
| Record Updated | Dec 07, 2021 |
| Title Company | SOUTHEAST TITLE OF THE SUNCO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,449.30 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3503 COBIA DR, HERNANDO BEACH, FL 34607-3635 |
| Document Number | 2018043801 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 2018043801 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,436.00 (+0.45%) Additional exemption filed | $350,177 (+5.99%) | $493,047 (-0.05%) Land $72,000 Building $421,047 |
| 2023 | $330,396 (+3%) Land $330,396 | ||
| 2022 | $4,416.00 Homeowner's exemption | $320,773 | $493,298 Land $74,625 Building $418,673 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,087 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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