3472 Hh Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3472 Hh Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,303 sqft · built 2012
Lot Size4.05 acres (176,418 sqft)
Owner2 Individual Names on File
Tax Bill$8,398 (2024)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-16-334-004-000

Property Details

APN / Parcel Number

Primary APN07-16-334-004-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,303 sqft Living Area
1st Floor Area2,303 sqft
Basement Area2,303 sqft
Unfinished Basement2,303 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Lot Area176,418 sqft (4.05 acres)
Garage Area1,044 sqft
PorchPorch
Porch Area779 sqft
Patio Area85 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3472 HH RD
CityWATERLOO
StateIL
Zip62298
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA2
Legal DescriptionLOT 4 & PART LOT 3 WATERS EDGE & PART SE
Legal Range10W
Legal Township02S
Legal Section16
Legal SubdivisionWATERS EDGE
Legal Lot Number4
JurisdictionMONROE IL
Township / Civil Division14
Census Block Group2
Census Block2084
Census Tract600402

Owner

Source: Monroe County records · APN 07-16-334-004-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 166, WATERLOO, IL 62298-0166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address3472 HH RD, WATERLOO, IL 62298
Document Number0000410691
Instrument DateAug 20, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3472 HH RD WATERLOO IL 62298, WATERLOO, IL 62298

Mortgage

Document Number0000410691
DateSep 02, 2020
Instrument410691
Lender
NameSTATE BK
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2035

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$147,780 (+4.24%) Land $21,590 Building $126,190$443,340 (+4.24%) Land $64,770 Building $378,570
2024$8,398.00
2022Additional exemption filed$141,770 Land $21,590 Building $120,180$425,310 Land $64,770 Building $360,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims263 (1993–2019)
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 9 claims
  • Severe Storms & Flooding, Oct 1993 · 252 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
HTC Holding
Fiber · DSL
1,000 / 1,000

May also be available: Wisper ISP.

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hh Rd

Nearby Streets

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