3503 Hh Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3503 Hh Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,655 sqft · built 1940
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$298,000 (May 2022)
Tax Bill$4,607 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-16-200-015-000

Property Details

APN / Parcel Number

Primary APN07-16-200-015-000
Alternative APN
  • 07160000000600 00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,655 sqft Living Area
1st Floor Area1,655 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Foundation TypeRaised
Lot Area217,800 sqft (5 acres)
Garage Area980 sqft
DrivewayAsphalt Driveway
Driveway Area3,405 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area280 sqft
Deck Area192 sqft
Patio Area252 sqft
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3503 HH RD
CityWATERLOO
StateIL
Zip62298-5215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA2
Legal DescriptionPART SCHOOL LOT 8B 0163465
Legal Range10W
Legal Township02S
Legal Section16
Legal Lot Number8B
JurisdictionMONROE IL
Township / Civil Division14
Census Block Group2
Census Block2083
Census Tract600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3503 HH RD, WATERLOO, IL 62298-5215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2022 · Amount on Record
Deed SaleMay 9, 2022 · Amount on Record
Deed Document Number2022424160
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IL
Recording DateMay 9, 2022
Property Address3503 HH RD, WATERLOO, IL 62298-5215
Document Number0000424160
Map ReferenceMB A PG 35
Instrument DateMay 6, 2022
Instrument424160
Transaction TypeTransfer
Record UpdatedMay 25, 2022
Title CompanyACCENT TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$447.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address633 BRIDGEVIEW DR, 633, COLUMBIA, IL 62236-2635

Transferred To (Grantee/Buyer)

NameVerified Name
Address3503 HH RD, WATERLOO, IL 62298-5215

Mortgage

Document Number0000424161
DateMay 9, 2022
Instrument424161
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4.99%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,607.00 (+7.99%) Homeowner's exemption$82,660 (+27.11%) Land $17,970 Building $64,690$247,980 (+27.11%) Land $53,910 Building $194,070
2024$4,266.00
2022Additional exemption filed$65,030 Land $17,970 Building $47,060$195,090 Land $53,910 Building $141,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims263 (1993–2019)
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 9 claims
  • Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harrisonville Telephone Company
Fiber · DSL
1,000 / 1,000

May also be available: Wisper ISP.

Nearby Properties on Hh Rd

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