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3454 Hh Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3454 Hh Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,013 sqft · built 1954
Lot Size2.53 acres (110,207 sqft)
Owner2 Individual Names on File
Tax Bill$5,095 (2024)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-16-334-002-000

Property Details

APN / Parcel Number

Primary APN07-16-334-002-000

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,013 sqft Living Area
1st Floor Area2,013 sqft
Basement Area2,013 sqft
Unfinished Basement2,013 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Lot Area110,207 sqft (2.53 acres)
Garage Area252 sqft
DrivewayConcrete Driveway
Driveway Area1,512 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area264 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3454 HH RD
CityWATERLOO
StateIL
Zip62298-5214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMA2
Legal DescriptionLOT 2 WATERS EDGE
Legal Range10W
Legal Township02S
Legal Section16
Legal SubdivisionWATERS EDGE
Legal Lot Number2
JurisdictionMONROE IL
Township / Civil Division14
Census Block Group2
Census Block2084
Census Tract600402

Owner

Source: Monroe County records · APN 07-16-334-002-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3454 HH RD, WATERLOO, IL 62298-5214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address3454 HH RD, WATERLOO, IL 62298-5214
Document Number0000411121
Instrument DateSep 09, 2020
Transaction TypeMortgage
Record UpdatedOct 09, 2020
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3454 HH RD WATERLOO IL 622985214, WATERLOO, IL 62298-5214

Mortgage

Document Number0000411121
DateSep 22, 2020
Instrument411121
Lender
NameSTATE BK
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 21, 2050
Interest
Rate3%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$91,750 (+8.89%) Land $16,680 Building $75,070$275,250 (+8.89%) Land $50,040 Building $225,210
2024$5,095.00 (+3.98%)
2022$4,900.00 Additional exemption filed$84,260 Land $16,680 Building $67,580$252,780 Land $50,040 Building $202,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims263 (1993–2019)
Most Recent ClaimJun 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2019 · 9 claims
  • Severe Storms & Flooding, Oct 1993 · 252 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
HTC Holding
DSL · Fiber in parts of the area		100 / 20

May also be available: Verizon, Wisper ISP.

Based on FCC filings for 23 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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