3401 Hh Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3401 Hh Rd, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 1,500 sqft · built 1900
Lot Size	3.61 acres (157,252 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,824 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-16-300-004-000`

Property Details

APN / Parcel Number

Primary APN	`07-16-300-004-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Building Perimeter
1st Floor Area	1,500 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	157,252 sqft (3.61 acres)
Driveway	Concrete Driveway
Driveway Area	360 sqft

Exterior Amenities

Porch	Slab
Porch Area	816 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3401 HH RD
City	WATERLOO
State	IL
Zip	62298-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART NE SW
Legal Range	10W
Legal Township	02S
Legal Section	16
Jurisdiction	MONROE IL
Township / Civil Division	14
Census Block Group	2
Census Block	2037
Census Tract	600402

Owner

Source: Monroe County records · APN 07-16-300-004-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3401 HH RD, WATERLOO, IL 62298-5213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3401 HH RD, WATERLOO, IL 62298-5213
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000418765
Date	Jul 30, 2021
Instrument	418765

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 01, 2031
Min Rate At Change	2.75%
Max Rate At Change	7.62%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,500 (+18.96%) Land $21,280 Building $87,220	$325,500 (+18.96%) Land $63,840 Building $261,660
2024	$5,824.00
2022	Additional exemption filed	$91,210 Land $21,280 Building $69,930	$273,630 Land $63,840 Building $209,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.