3508 Hh Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3508 Hh Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,076 sqft · built 2002
Lot Size	6.34 acres (276,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$454,000 (Oct 2018)
Deeds & Mortgages	May 2026 Mortgage Aug 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`07-16-400-005-000`

Property Details

APN / Parcel Number

Primary APN	`07-16-400-005-000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	2,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Foundation Type	Raised
Lot Area	276,170 sqft (6.34 acres)
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	870 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	555 sqft
Porch	Slab
Porch Area	523 sqft
Patio Area	169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3508 HH RD
City	WATERLOO
State	IL
Zip	62298-5216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	PART TAX LOTS 9A
Legal Range	10W
Legal Township	02S
Legal Section	16
Legal Subdivision	BRIARWOOD ESTATES
Legal Lot Number	9A
Jurisdiction	MONROE IL
Township / Civil Division	14
Census Block Group	2
Census Block	2084
Census Tract	600402

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3508 HH RD, WATERLOO, IL 62298-5216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Aug 15, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 6, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 22, 2019	Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC
Jul 8, 2019	Deed of Trust, Mortgage · VA Mortgage CMG FIN'L
Oct 26, 2018	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Jul 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	2018398449
Prior Transfer Date	Jun 27, 2017
Prior Transfer Doc	0000390747
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	May 15, 2026
Property Address	3508 HH RD, WATERLOO, IL 62298-5216
Document Number	0000442584
Instrument Date	May 11, 2026
Instrument	2026442584
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3508 HH RD, WATERLOO, IL 62298-5216

Mortgage

Document Number	0000442584,
Date	May 15, 2026
Instrument	2026442584

Lender

Name	CMG MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3508 HH RD, WATERLOO, IL 62298-5216
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000425646
Date	Aug 15, 2022
Instrument	425646

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3508 HH RD, WATERLOO, IL 62298-5216
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000424587
Date	Jun 6, 2022
Instrument	424587

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3508 HH RD, WATERLOO, IL 62298-5216
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000402576
Date	Jul 22, 2019
Instrument	402576

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3508 HH RD, WATERLOO, IL 62298-5216
Document Number	0000402693
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 9, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3508 HH RD WATERLOO IL 622985216, WATERLOO, IL 62298-5216

Mortgage

Document Number	0000402693
Date	Jul 29, 2019
Instrument	402693

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583-1382

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Interest

Rate	4.25%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 26, 2018
Property Address	3508 HH RD, WATERLOO, IL 62298-5216
Document Number	0000398449
Instrument Date	Oct 25, 2018
Instrument	398449
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	COLUMBIA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$681.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3508 HH RD, WATERLOO, IL 62298-5216

Mortgage

Document Number	0000398450
Date	Oct 26, 2018
Instrument	398450

Lender

Name	CMG MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.25%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IL
Recording Date	Jul 5, 2017
Property Address	3508 HH RD, WATERLOO, IL 62298-5216
Document Number	0000390747
Instrument Date	Jun 27, 2017
Instrument	390747
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3502 HH RD WATERLOO IL 622985216, WATERLOO, IL 62298-5216

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption	$158,000 (-4.94%) Land $25,890 Building $132,110	$474,000 (-4.94%) Land $77,670 Building $396,330
2024		$166,209 (+4.14%) Land $27,342 Building $138,867	$498,627 (+4.14%) Land $82,026 Building $416,601
2022	Disabled Person's exemption Additional exemption filed	$159,600 Land $25,890 Building $133,710	$478,800 Land $77,670 Building $401,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harrisonville Telephone Company Fiber · DSL	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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