3470 Chadwick Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3470 Chadwick Ave, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,566 sqft · built 1983
Lot Size0.3 acres (13,068 sqft)
Owner2 Owner Names on Record
Last Sale$73,000 (Nov 1997)
Tax Bill$381 (2025)
Deeds & MortgagesMar 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APNR32-323-17-5160-0984-0010

Property Details

APN / Parcel Number

Primary APNR32-323-17-5160-0984-0010
Alternative APNs
  • 00298911
  • 298911

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,566 sqft Living Area
1st Floor Area1,566 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions122 ft deep x 116 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area348 sqft
Patio Area32 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00298911
Street Address3470 CHADWICK AVE
CitySPRING HILL
StateFL
Zip34609-2603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 16 BLK 984 LOT 1
Legal Range18E
Legal Township23S
Legal Section18
Legal SubdivisionSPRING HILL UNIT 16
Legal Block984
Legal Lot Number1
Legal Unit16
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2049
Census Tract41006

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address3470 CHADWICK AVE, SPRING HILL, FL 34609-2603
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 1997 · Amount on Record
Deed SaleNov 4, 1997 · Amount on Record
Deed Document Number0115600588
Deed Book / Page01156 / 00588
Record UpdatedJun 8, 2026

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHERNANDO FL
Property Address3470 CHADWICK AVE, SPRING HILL, FL 34609-2603
Document Number0034491786
Instrument DateMar 9, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address3470 CHADWICK AVE SPRING HILL FL 346092603, SPRING HILL, FL 34609-2603

Mortgage

Document Number0034491786
DateMar 20, 2017
Book Page003449/001786
Instrument15317
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 19, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$381.00 (+7.93%) Additional exemption filed$89,836 (+5.99%)$253,464 (+3.56%) Land $51,412 Building $202,052
2023$84,761 Land $84,761
2022$353.00$244,748 Land $42,670 Building $202,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Tillman Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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