3444 Chadwick Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3444 Chadwick Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,247 sqft · built 1995
Lot Size	0.245 acres (10,678 sqft)
Owner	Trust Name on File
Last Sale	$74,900 (Aug 2000)
Tax Bill	$1,348 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-0984-0040`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-0984-0040`
Alternative APNs	`00558453` `558453`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	1,247 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,678 sqft (0.245 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Open Porch
Porch Area	1,055 sqft
Deck Area	168 sqft
Patio Area	40 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00558453
Street Address	3444 CHADWICK AVE
City	SPRING HILL
State	FL
Zip	34609-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 16 BLK 984 LOT 4
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	984
Legal Lot Number	4
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2049
Census Tract	41006

Owner

3444 Chadwick Ave is owner-occupied and held in a trust since February 2019.

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	3444 CHADWICK AVE, SPRING HILL, FL 34609-2603
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Feb 15, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2000 · Amount on File
Deed Sale	Aug 1, 2000 · Amount on File
Deed Book / Page	1355 / 1181
Last Transfer Date	Feb 15, 2019
Transfer Doc	0036711154
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	3444 CHADWICK AVE, SPRING HILL, FL 34609-2603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036290218
Date	Oct 2, 2018
Book Page	3629/0218
Instrument	2018059897

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 15, 2019
Property Address	3444 CHADWICK AVE, SPRING HILL, FL 34609-2603
Document Number	0036711154
Book / Page	003671 / 001154
Instrument Date	Feb 15, 2019
Instrument	9973
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3444 CHADWICK AVE SPRING HILL FL 346092603, SPRING HILL, FL 34609-2603

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 18, 2018
Property Address	3444 CHADWICK AVE, SPRING HILL, FL 34609-2603
Document Number	0036041686
Book / Page	003604 / 001686
Instrument Date	Jun 22, 2018
Instrument	43440
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3444 CHADWICK AVE SPRING HILL FL 346092603, SPRING HILL, FL 34609-2603

Tax Assessment & Valuation

The 2025 property tax bill for 3444 Chadwick Ave was $1,348 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,348.00 Homeowner's exemption	$85,457	$233,897 Land $41,110 Building $192,787
2023		$80,630 (+3%) Land $80,630
2022	$623.00 Homeowner's exemption	$78,282	$227,023 Land $34,170 Building $192,853

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3444 Chadwick Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3444 Chadwick Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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