3487 Chadwick Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3487 Chadwick Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,433 sqft · built 1994
Lot Size	0.284 acres (12,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$359,000 (Apr 2024)
Tax Bill	$3,872 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Dec 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-0983-0210`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-0983-0210`
Alternative APNs	`00558042` `558042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,433 sqft Living Area
Gross Area	2,066 sqft
1st Floor Area	1,433 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,368 sqft (0.284 acres)
Lot Dimensions	123 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	748 sqft
Deck Area	96 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00558042
Street Address	3487 CHADWICK AVE
City	SPRING HILL
State	FL
Zip	34609-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 16 BLK 983 LOT 21 ORB 1724 PG 649
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	983
Legal Lot Number	21
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2050
Census Tract	41006

Owner

Source: Hernando County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3487 CHADWICK AVE, SPRING HILL, FL 34609-2606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Dec 12, 2023	Warranty Deed, Transfer RIDGE SECURITY TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2024 · Amount on Record
Deed Sale	Apr 23, 2024 · Amount on Record
Prior Sale	Dec 12, 2023 · Amount on Record
Deed Document Number	202421941
Deed Book / Page	4411 / 1529
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 23, 2024
Property Address	3487 CHADWICK AVE, SPRING HILL, FL 34609-2606
Document Number	0044111529
Book / Page	4411 / 1529
Map Reference	MB 9 PG 18-30
Instrument Date	Apr 19, 2024
Instrument	2024021941
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	CHELSEA TTL OF NATURE COAST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6066 BRACKENWOOD DR, SPRING HILL, FL 34609-0471

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3487 CHADWICK AVE, SPRING HILL, FL 34609-2606

Mortgage

Document Number	0044111530
Date	Apr 23, 2024
Instrument	4411/1530

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0044111544
Date	Apr 23, 2024
Book Page	4411/1544
Instrument	2024021943

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 12, 2023
Property Address	3487 CHADWICK AVE, SPRING HILL, FL 34609-2606
Document Number	0043721288
Book / Page	4372 / 1288
Map Reference	MB 9 PG 18-30
Instrument Date	Dec 8, 2023
Instrument	2023078114
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	RIDGE SECURITY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$1,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6617 N NORTHWEST HWY, CHICAGO, IL 60631-1343

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6066 BRACKENWOOD DR, SPRING HILL, FL 34609-0471

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,872.00 (+404.17%)	$262,211 (+190.91%) Land $47,617 Building $214,594	$262,211 (+10.54%) Land $47,617 Building $214,594
2023		$90,134 (+3%) Land $90,134
2022	$768.00 Homeowner's exemption	$87,509	$237,217 Land $39,578 Building $197,639

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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