3441 Chadwick Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3441 Chadwick Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,693 sqft · built 1984
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$328,000 (Mar 2024)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Sep 2023 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-0983-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-0983-0160`
Alternative APNs	`00557917` `557917`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,693 sqft Living Area
1st Floor Area	1,693 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 83 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Porch
Porch Area	1,193 sqft
Deck Area	120 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00557917
Street Address	3441 CHADWICK AVE
City	SPRING HILL
State	FL
Zip	34609-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 16 BLK 983 LOT 16
Legal Range	18E
Legal Township	23S
Legal Section	18
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	983
Legal Lot Number	16
Legal Unit	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2050
Census Tract	41006

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3441 CHADWICK AVE, SPRING HILL, FL 34609-2606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Warranty Deed, Transfer · FHA Mortgage BOXCAR MORTGAGE LLC
Sep 26, 2023	Warranty Deed, Transfer · Stand-Alone Second Mortgage BLUE RAY INVESTMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2024 · Amount on Record
Deed Sale	Mar 1, 2024 · Amount on Record
Prior Sale	Sep 26, 2023 · Amount on Record
Deed Document Number	2024013025
Deed Book / Page	4397 / 1415
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 1, 2024
Property Address	3441 CHADWICK AVE, SPRING HILL, FL 34609-2606
Document Number	0043971415
Book / Page	4397 / 1415
Map Reference	MB 9 PG 18-30
Instrument Date	Feb 27, 2024
Instrument	2024013025
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,296.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9088 KINDLEWOOD TRL, BROOKSVILLE, FL 34613-4381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9421 SUNSHINE BLVD, NEW PORT RICHEY, FL 34654-4333

Mortgage

Document Number	0043971417
Date	Mar 1, 2024
Instrument	4397/1417

Lender

Name	BOXCAR MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 26, 2023
Property Address	3441 CHADWICK AVE, SPRING HILL, FL 34609-2606
Document Number	0043470494
Book / Page	4347 / 494
Map Reference	MB 9 PG 18-30
Instrument Date	Sep 8, 2023
Instrument	2023061233
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	VIKING TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6111 COCOS DR, FORT MYERS, FL 33908-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9088 KINDLEWOOD TRL, BROOKSVILLE, FL 34613-4381

Mortgage

Document Number	0004347496
Date	Sep 26, 2023
Instrument	4347/496

Lender

Name	BLUE RAY INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,376.00 (+11.05%) Additional exemption filed	$275,983 (+64.01%) Land $39,998 Building $235,985	$275,983 (+12.79%) Land $39,998 Building $235,985
2023		$168,275 (-26.63%) Land $168,275
2022	$3,040.00	$229,357 Land $23,999 Building $205,358	$244,686 Land $33,245 Building $211,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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