3475 Chadwick Ave, Spring Hill, FL 34609 Property Records

Hernando County property record for 3475 Chadwick Ave, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,294 sqft · built 1982
Lot Size	0.239 acres (10,389 sqft)
Owner	Individual Name on Record
Last Sale	$254,000 (Oct 2025)
Tax Bill	$2,796 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5160-0983-0180`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5160-0983-0180`
Alternative APNs	`00557962` `557962`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	1,294 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,389 sqft (0.239 acres)
Lot Dimensions	125 ft deep x 83 ft wide
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	1,454 sqft
Deck Area	40 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00557962
Street Address	3475 CHADWICK AVE
City	SPRING HILL
State	FL
Zip	34609-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 16 BLK 983 LOT 18
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 16
Legal Block	983
Legal Lot Number	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2050
Census Tract	41006

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3475 CHADWICK AVE, SPRING HILL, FL 34609-2606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Jul 10, 2018 · Amount on Record
Deed Document Number	202568934
Deed Book / Page	4617 / 697
Prior Transfer Date	Apr 27, 2018
Prior Transfer Doc	0036020180
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 3, 2025
Property Address	3475 CHADWICK AVE, SPRING HILL, FL 34609-2606
Document Number	0046170697
Book / Page	4617 / 697
Map Reference	MB 9 PG 18-30
Instrument Date	Sep 26, 2025
Instrument	2025068934
Transaction Type	Transfer
Record Updated	Oct 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,778.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7278 SCOTLAND CIR, WEEKI WACHEE, FL 34613-5122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 CHADWICK AVE, SPRING HILL, FL 34609-2606

Mortgage

Document Number	0004617699
Date	Oct 3, 2025
Instrument	4617/699

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jul 10, 2018
Property Address	3475 CHADWICK AVE, SPRING HILL, FL 34609-2606
Document Number	0036020180
Book / Page	003602 / 000180
Instrument Date	Apr 27, 2018
Instrument	41782
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$562.43
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3475 CHADWICK AVE SPRING HILL FL 346092606, SPRING HILL, FL 34609-2606

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,796.00 (+0.22%)	$191,887 (+2.9%)	$193,063 (+3.53%) Land $39,998 Building $153,065
2024	$2,790.00 (+15.19%) Additional exemption filed	$186,479 (+33.38%) Land $31,167 Building $155,312	$186,479 (-0.3%) Land $31,167 Building $155,312
2023		$139,811 (-17.67%) Land $6,622 Building $133,189
2022	$2,422.00	$169,819 Land $23,999 Building $145,820	$187,037 Land $33,245 Building $153,792

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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