34539 Spindle Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 34539 Spindle Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,188 sqft · built 2006
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$419,000 (Sep 2017)
Tax Bill	$9,363 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`480-081-018`

Property Details

APN / Parcel Number

Primary APN	`480-081-018`
Alternative APN	`467991018`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,188 sqft Living Area
Gross Area	3,921 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	34539 SPINDLE TREE ST
City	WINCHESTER
State	CA
Zip	92596-8629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.17 ACRES M/L IN LOT 166 MB 391/086 TR 30599
Legal Subdivision	TRACT NO 30599
Legal Tract	30599
Legal Lot Number	166
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1048
Census Tract	43235

Owner

34539 Spindle Tree St is owned and occupied by two individuals who bought it in September 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34539 SPINDLE TREE ST, WINCHESTER, CA 92596-8629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Sep 22, 2017	Grant Deed, Transfer · VA Mortgage ROYAL PACIFIC FUNDING CORP
May 19, 2017	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on File
Deed Sale	Sep 22, 2017 · Amount on File
Prior Sale	May 19, 2017 · Amount on File
Deed Document Number	2017394472
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	34539 SPINDLE TREE ST, WINCHESTER, CA 92596-8629
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34539 SPINDLE TREE ST, WINCHESTER, CA 92596-8629

Mortgage

Document Number	0000263123
Date	Apr 28, 2021
Instrument	2021-0263123

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 22, 2017
Property Address	34539 SPINDLE TREE ST, WINCHESTER, CA 92596-8629
Document Number	0000394472
Map Reference	MB 391 PG 86-95
Instrument Date	Sep 1, 2017
Instrument	2017-0394472
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34539 SPINDLE TREE ST, WINCHESTER, CA 92596-8629

Mortgage

Document Number	0000394473
Date	Sep 22, 2017
Instrument	2017-0394473

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 19, 2017
Property Address	34539 SPINDLE TREE ST, WINCHESTER, CA 92596-8629
Document Number	0000201222
Instrument Date	Apr 21, 2017
Instrument	201222
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Amount	Amount on Record
Tax	$382.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	33024 PAOLI CT TEMECULA CA 925927214, TEMECULA, CA 92592-7214

Tax Assessment & Valuation

The 2025 property tax bill for 34539 Spindle Tree St was $9,363.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Secondary School District	Perris Union High School District (9-12) (09 - 12)
Elementary School District	Menifee Union School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,278 (+2%) Land $174,084 Building $312,194
2025	$9,363.00	$476,744 Land $170,671 Building $306,073
2023	$9,135.00 (+1.26%)	$458,234 Land $164,045 Building $294,189
2022	$9,021.00
2021			$493,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34539 Spindle Tree St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 34539 Spindle Tree St is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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