34534 Spindle Tree St, Winchester, CA 92596 Property Records

Riverside County property record for 34534 Spindle Tree St, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,188 sqft · built 2006
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Jun 2020)
Tax Bill	$8,987 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`480-080-007`

Property Details

APN / Parcel Number

Primary APN	`480-080-007`
Alternative APN	`467990007`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,188 sqft Living Area
Gross Area	3,921 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Construction Type	Wood
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	34534 SPINDLE TREE ST
City	WINCHESTER
State	CA
Zip	92596-8629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.26 ACRES M/L IN LOT 100 MB 391/086 TR 30599
Legal Subdivision	TRACT NO 30599
Legal Tract	30599
Legal Lot Number	100
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1046
Census Tract	43235

Owner

34534 Spindle Tree St is owned and occupied by two individuals who bought it in June 2020.

Source: Riverside County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	34534 SPINDLE TREE ST, WINCHESTER, CA 92596-8629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 21, 2019	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jun 9, 2020	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 15, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2020 · Amount on File
Deed Sale	Jun 9, 2020 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Document Number	2020244710
Prior Transfer Date	Oct 8, 2019
Prior Transfer Doc	0000412620
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	34534 SPINDLE TREE ST, WINCHESTER, CA 92596-8629
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34534 SPINDLE TREE ST, WINCHESTER, CA 92596-8629

Mortgage

Document Number	0000325778
Date	May 27, 2021
Instrument	2021-0325778

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Aug 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	34534 SPINDLE TREE ST, WINCHESTER, CA 92596-8629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177063
Date	May 21, 2019
Instrument	2019-0177063

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 9, 2020
Property Address	34534 SPINDLE TREE ST, WINCHESTER, CA 92596-8629
Document Number	0000244710
Map Reference	MB 391 PG 86-95
Instrument Date	May 15, 2020
Instrument	2020-0244710
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	34534 SPINDLE TREE ST, WINCHESTER, CA 92596-8629

Mortgage

Document Number	0000244711
Date	Jun 9, 2020
Instrument	2020-0244711

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 15, 2019
Property Address	34534 SPINDLE TREE ST, WINCHESTER, CA 92596-8629
Document Number	0000412620
Map Reference	MB 391 PG 86-95
Instrument Date	Oct 8, 2019
Instrument	2019-0412620
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34534 SPINDLE TREE ST, WINCHESTER, CA 92596-8629

Mortgage

Document Number	0000412621
Date	Oct 15, 2019
Instrument	2019-0412621

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 34534 Spindle Tree St was $8,987 with a veteran's exemption, up 1.7% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Secondary School District	Perris Union High School District (9-12) (09 - 12)
Elementary School District	Menifee Union School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$524,289 (+2%) Land $139,437 Building $384,852
2025	$8,987.00 (+1.65%)	$514,009 Land $136,703 Building $377,306
2024	$8,841.00 (-0.21%)
2023	$8,860.00 (+1.03%)	$494,051 Land $131,396 Building $362,655
2022	$8,770.00
2021			$491,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 34534 Spindle Tree St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 34534 Spindle Tree St is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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