3451 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 3451 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,100 sqft · built 1994
Lot Size5.71 acres (248,728 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Nov 2015)
Tax Bill$2,631 (2026)
Deeds & MortgagesFeb 2021 Refinance
Flood ZoneZone X (minimal risk)
APN210001000002C

Property Details

APN / Parcel Number

Primary APN210001000002C
Alternative APNs
  • 21 1 2C
  • 13545

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories1 Story
Building Area2,100 sqft Living Area
Basement Area2,352 sqft
Finished Basement1,176 sqft
Unfinished Basement1,176 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1996
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area248,728 sqft (5.71 acres)
TerrainRolling
Garage TypeMixed
Garage Area1,041 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number13545
Street Address3451 THREE CHOPT RD
CityGUM SPRING
StateVA
Zip23065-2146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1-AG/GEN
Legal DescriptionW GUM SPRING ON 700 5.71AC #15-3402 PCB 157 #20
JurisdictionGOOCHLAND VA
Township / Civil Division2
Census Block Group4
Census Block4001
Census Tract400400

Owner

3451 Three Chopt Rd is owned and occupied by two individuals who bought it in November 2015.

Source: Goochland County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address3451 THREE CHOPT RD, GUM SPRING, VA 23065-2146
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2015 · Amount on File
Deed SaleNov 6, 2015 · Amount on File
Deed Document Number20153402
Prior Transfer DateOct 17, 2008
Prior Transfer Doc0000004193
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGOOCHLAND VA
Property Address3451 THREE CHOPT RD, GUM SPRING, VA 23065-2146
Transaction TypeMortgage
Record UpdatedNov 14, 2022
Title CompanyBOSTON NTL TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210000633
DateFeb 3, 2021
Instrument210000633
Lender
NameWELLS FARGO BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term360 Months
DueFeb 1, 2051
Interest
Rate TypeFixed Rate
Rate2.88%

Tax Assessment & Valuation

The 2026 property tax bill for 3451 Three Chopt Rd was $2,631, up 5.8% from the year before.

Source: Goochland County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGoochland County
Unified School DistrictGoochland County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,631.00 (+5.83%)$496,600 (+5.84%) Land $113,800 Building $382,800$496,600 (+5.84%) Land $113,800 Building $382,800
2025$2,486.00$469,200 Land $105,200 Building $364,000$469,200 Land $105,200 Building $364,000
2023$423,600 Land $92,200 Building $331,400$423,600 Land $92,200 Building $331,400
2021$1,855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3451 Three Chopt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3451 Three Chopt Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Three Chopt Rd

Nearby Streets

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