3425 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 3425 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,863 sqft · built 1985
Lot Size	2.14 acres (93,393 sqft)
Owner	Individual Name on Record
Last Sale	$289,500 (Jan 2020)
Tax Bill	$2,134 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`21 16 2`

Property Details

APN / Parcel Number

Primary APN	`21 16 2`
Alternative APN	`11786`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,863 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	93,393 sqft (2.14 acres)
Terrain	Rolling
Lean-To	Lean-To
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11786
Street Address	3425 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AG/GEN
Legal Description	W GUM SPRING ON 700 2.144AC LOT 2 #20-0333 PCF
Legal Lot Number	2
Jurisdiction	GOOCHLAND VA
Township / Civil Division	2
Census Block Group	4
Census Block	4001
Census Tract	400400

Owner

Source: Goochland County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3425 THREE CHOPT RD, GUM SPRING, VA 23065-2146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE
Jan 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Deed Document Number	2020333
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Recording Date	Sep 8, 2026
Property Address	3425 THREE CHOPT RD, GUM SPRING, VA 23065-2146
Document Number	0000003375
Instrument Date	Sep 1, 2026
Instrument	20263375
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 THREE CHOPT RD, GUM SPRING, VA 23065-2146

Mortgage

Document Number	0000003375,
Date	Sep 8, 2026
Instrument	20263375

Lender

Name	RIVER CITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2054

Interest

Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOOCHLAND VA
Recording Date	Jan 21, 2020
Property Address	3425 THREE CHOPT RD, GUM SPRING, VA 23065-2146
Document Number	0200000333
Instrument Date	Jan 14, 2020
Instrument	200000333
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3425 THREE CHOPT RD, GUM SPRING, VA 23065-2146

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,134.00 (+5.64%)	$402,700 (+5.64%) Land $78,900 Building $323,800	$402,700 (+5.64%) Land $78,900 Building $323,800
2025	$2,020.00 (+32.98%)	$381,200 (+11.1%) Land $73,000 Building $308,200	$381,200 (+11.1%) Land $73,000 Building $308,200
2023		$343,100 Land $63,000 Building $280,100	$343,100 Land $63,000 Building $280,100
2021	$1,519.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Three Chopt Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures