3488 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Louisa County property record for 3488 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 2022
Lot Size	8.67 acres (377,665 sqft)
Owner	Individual Name on File
Tax Bill	$3,147 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100 5 B`

Property Details

APN / Parcel Number

Primary APN	`100 5 B`
Alternative APNs	`9198` `8905`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	377,665 sqft (8.67 acres)
Porch	Slab
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	8905
Street Address	3488 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	3 CHOP RD & KINNEY LOT B DB 1856/506 8.67 AC
Legal Lot Number	B
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2033
Census Tract	950500

Owner

Source: Louisa County records · APN 100 5 B

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3488 THREE CHOPT RD, GUM SPRING, VA 23065-2126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2024	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jul 22, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	3488 THREE CHOPT RD, GUM SPRING, VA 23065-2126
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3488 THREE CHOPT ROAD, QUINTON, VA 23141

Mortgage

Document Number	001939/461
Date	Feb 09, 2024
Book Page	1939/461
Instrument	202400001138

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

July 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Jul 22, 2022
Property Address	3488 THREE CHOPT RD, GUM SPRING, VA 23065-2126
Document Number	001856/506
Book / Page	1856 / 506
Map Reference	MB 931 PG 519
Instrument Date	Mar 24, 2022
Instrument	202200007661
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$42.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3536 DAVIS GLADE CT, QUINTON, VA 23141-2253

Mortgage

Document Number	0001856512
Date	Jul 22, 2022
Instrument	1856/512

Lender

Name	TIDEWATER MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	366 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,800 (+5.63%) Land $82,600 Building $379,200	$461,800 (+5.63%) Land $82,600 Building $379,200
2025	$3,147.00 (+6.93%)	$437,200 (+12.88%) Land $71,300 Building $365,900	$437,200 (+12.88%) Land $71,300 Building $365,900
2024	$2,943.00 (+658.51%)
2023		$387,300 Land $61,500 Building $325,800
2022	$388.00		$387,300 Land $61,500 Building $325,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Cell Coverage

5G (outdoors only) and 4G LTE

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