3415 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Louisa County property record for 3415 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 2017
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jun 2026)
Tax Bill	$3,134 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100 13 3`

Property Details

APN / Parcel Number

Primary APN	`100 13 3`
Alternative APNs	`31522` `30038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	89,298 sqft (2.05 acres)
Garage Area	864 sqft

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	168 sqft
Patio Area	532 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	30038
Street Address	3415 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE CHOPT FOLLY SUBDIVISION PLAT 1456/634 SEQ 5 LOT 3DB 2008/331 2.045 AC
Legal Subdivision	THREE CHOPT FOLLY SUBDIVISION
Legal Lot Number	3D
Jurisdiction	LOUISA VA
Township / Civil Division	MOUNTAIN ROAD
Census Block Group	2
Census Block	2038
Census Tract	950500

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3415 THREE CHOPT RD, GUM SPRING, VA 23065-2146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 3, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 15, 2020	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG
May 30, 2017	Grant Deed, Subdivision Related Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2026 · Amount on Record
Deed Sale	Jun 3, 2026 · Amount on Record
Prior Sale	Apr 10, 2025 · Amount on Record
Deed Document Number	20265258
Deed Book / Page	2091 / 839
Record Updated	Oct 29, 2026

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 3, 2026
Property Address	3415 THREE CHOPT RD, GUM SPRING, VA 23065-2146
Document Number	0000005258
Book / Page	2091 / 839
Instrument Date	May 29, 2026
Instrument	20265258
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 THREE CHOPT RD, GUM SPRING, VA 23065-2146

Mortgage

Document Number	0000005259,
Date	Jun 3, 2026
Instrument	20265259

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Jun 3, 2026
Property Address	3415 THREE CHOPT RD, GUM SPRING, VA 23065-2146
Document Number	002091/839
Book / Page	2091 / 839
Instrument Date	May 29, 2026
Instrument	20265258
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 THREE CHOPT RD, GUM SPRING, VA 23065-2146

Mortgage

Document Number	0000005259,
Date	Jun 3, 2026
Instrument	20265259

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	3415 THREE CHOPT RD, GUM SPRING, VA 23065-2146
Document Number	0000005478
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 THREE CHOPT RD GUM SPRING VA 230652146, GUM SPRING, VA 23065-2146

Mortgage

Document Number	0000005478
Date	Jun 19, 2020
Book Page	001679/000748
Instrument	5478

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2050

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	May 30, 2017
Property Address	3415 THREE CHOPT RD, GUM SPRING, VA 23065-2146
Document Number	0000004538
Book / Page	001511 / 000068
Instrument Date	May 25, 2017
Instrument	4538
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3415 THREE CHOPT RD GUM SPRING VA 23065, GUM SPRING, VA 23065

Mortgage

Document Number	4539
Date	May 30, 2017
Book Page	001511/000072
Instrument	4539

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,056 (+5.46%) Land $59,900 Building $399,156	$459,056 (+5.46%) Land $59,900 Building $399,156
2025	$3,134.00 (+7.15%)	$435,300 (+13.42%) Land $48,600 Building $386,700	$435,300 (+13.42%) Land $48,600 Building $386,700
2024	$2,925.00
2023		$383,800 Land $38,800 Building $345,000
2022			$383,800 Land $38,800 Building $345,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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