3429 Three Chopt Rd, Gum Spring, VA 23065 Property Records

Goochland County property record for 3429 Three Chopt Rd, Gum Spring, VA 23065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 2020
Lot Size	3.18 acres (138,521 sqft)
Owner	2 Individual Names on File
Last Sale	$258,209 (Nov 2020)
Tax Bill	$1,955 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`21 16 3`

Property Details

APN / Parcel Number

Primary APN	`21 16 3`
Alternative APN	`20363`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	138,521 sqft (3.18 acres)
Terrain	Rolling
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	20363
Street Address	3429 THREE CHOPT RD
City	GUM SPRING
State	VA
Zip	23065-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AG/GEN
Legal Description	W GUM SPRING ON 700 3.180AC LOT 3 OUT OF 21-1-2A #20-4946 PCF 90 R/S
Legal Subdivision	LEATHERWOOD
Legal Lot Number	3
Jurisdiction	GOOCHLAND VA
Township / Civil Division	2
Census Block Group	4
Census Block	4001
Census Tract	400400

Owner

Source: Goochland County records · APN 21 16 3

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3429 THREE CHOPT RD, GUM SPRING, VA 23065-2146
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 02, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NFM LENDING
May 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2020 · Amount on Record
Deed Sale	Nov 02, 2020 · Amount on Record
Prior Sale	May 22, 2020 · Amount on Record
Deed Document Number	20204946
Record Updated	Sep 20, 2026

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GOOCHLAND VA
Recording Date	Nov 02, 2020
Property Address	3429 THREE CHOPT RD, GUM SPRING, VA 23065-2146
Document Number	0200004946
Instrument Date	Sep 30, 2020
Instrument	200004946
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 THREE CHOPT RD, GUM SPRING, VA 23065-2146

Mortgage

Document Number	0200004947
Date	Nov 02, 2020
Instrument	200004947

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOOCHLAND VA
Recording Date	May 22, 2020
Property Address	3429 THREE CHOPT RD, GUM SPRING, VA 23065-2146
Document Number	0200002039
Instrument Date	May 19, 2020
Instrument	200002039
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Goochland County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,955.00 (+6.31%)	$368,900 (+6.31%) Land $89,700 Building $279,200	$368,900 (+6.31%) Land $89,700 Building $279,200
2025	$1,839.00 (+33.26%)	$347,000 (+11.76%) Land $82,900 Building $264,100	$347,000 (+11.76%) Land $82,900 Building $264,100
2023		$310,500 Land $72,000 Building $238,500	$310,500 Land $72,000 Building $238,500
2021	$1,380.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Three Chopt Rd

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