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345 Lower River Rd, Cleves, OH 45002 Property Records

Hamilton County property record for 345 Lower River Rd, Cleves, OH 45002

Property Summary

Property TypeResidential Vacant Land
Lot Size0.158 acres (6,882 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Mar 2025)
Tax Bill$168 (2025)
Deeds & MortgagesMar 2025 Sale
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN572-0007-0006-00

Property Details

APN / Parcel Number

Primary APN572-0007-0006-00

Exterior

Lot Area6,882 sqft (0.158 acres)
Lot Dimensions140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Street Address345 LOWER RIVER RD
CityCLEVES
StateOH
Zip45002-1214
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description345 LOWER RIVER RD 50 X 140 IRR LOT 13 HOWELLS 1ST SUB
Legal SubdivisionHOWELLS 1ST SUB
Legal Lot Number13
JurisdictionHAMILTON OH
Township / Civil DivisionMIAMI
Census Block Group1
Census Block1018
Census Tract20401

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address345 LOWER RIVER RD, CLEVES, OH 45002-1214
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2025Warranty Deed, Transfer
GRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC
Aug 9, 2019Grant Deed, Transfer · FHA Mortgage
AMERICAN MTG SVC
May 23, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2025 · Amount on Record
Deed SaleMar 4, 2025 · Amount on Record
Prior SaleJul 2, 2024 · Amount on Record
Deed Document Number202515011
Deed Book / Page15365 / 2123
Prior Transfer DateMar 28, 2017
Prior Transfer Doc0000046340
Record UpdatedSep 20, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 4, 2025
Property Address345 LOWER RIVER RD, CLEVES, OH 45002-1214
Document Number0000015011
Book / Page15365 / 2123
Map ReferenceMB 9 PG 9
Instrument DateFeb 28, 2025
Instrument2025-0015011
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyGRANDE TITLE AGENCY LLC, TANDEM TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 LOWER RIVER RD, CLEVES, OH 45002-1214

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateAug 9, 2019
Property Address345 LOWER RIVER RD, CLEVES, OH 45002-1214
Document Number0000065918
Book / Page013977 / 001892
Instrument DateAug 5, 2019
Instrument65918
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$312.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address345-347 LOWER RIVER RD CLEVES OH 45002, CLEVES, OH 45002

Mortgage

Document Number65919
DateAug 9, 2019
Book Page013977/001894
Instrument65919
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 8, 2049

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateMay 23, 2017
Property Address345 LOWER RIVER RD, CLEVES, OH 45002-1214
Document Number0000046340
Book / Page013423 / 002273
Instrument DateMar 28, 2017
Instrument46340
Transaction TypeTransfer
Record UpdatedJul 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address6380 GRACELY DR CINCINNATI OH 452331278, CINCINNATI, OH 45233-1278

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionMiami Township
MunicipalityCleves Village
Unified School DistrictThree Rivers Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$168.00 (+7.01%)$3,056 (-) Land $3,056$8,730 (-) Land $8,730
2024$157.00 (+3.29%)$3,056 (-) Land $3,056
2023$152.00 (-33.62%)$3,056 (-18.18%) Land $3,056$8,730 (-18.18%) Land $8,730
2022$229.00$3,735 Land $3,735
2020$10,670 Land $10,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force
Nearby Flood Claims17 (1978–2018)
Most Recent ClaimFeb 2018 · Severe Storms, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVES VILLAGE PWS
serves 6,000 people · EPA ID OH3100512
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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