345 E Main St, Ladoga, IN 47954 Property Records

Montgomery County property record for 345 E Main St, Ladoga, IN 47954

Property Summary

Property TypeRow House
Details2 bd · 1 ba · 675 sqft · built 1980
Lot Size0.186 acres (8,102 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Jun 2022)
Tax Bill$2,170 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN006-23014-00

Property Details

APN / Parcel Number

Primary APN006-23014-00
Alternative APN
  • 54-16-18-442-033.000-009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area675 sqft Living Area
Gross Area2,672 sqft
1st Floor Area675 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRow Home
Construction TypeBrick
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area8,102 sqft (0.186 acres)
Lot Dimensions150 ft deep x 54 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Account Number006-23014-00
Street Address345 E MAIN ST
CityLADOGA
StateIN
Zip47954-7010
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Row House
Legal DescriptionPT LOT 5 MYERS & BRITTS
Legal SubdivisionMYERS & BRITTS ADD
Legal Lot Number5
JurisdictionMONTGOMERY IN
Township / Civil DivisionCLARK
Census Block Group3
Census Block3047
Census Tract957500

Owner

Source: Montgomery County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8036 GUNNERY CIR, INDIANAPOLIS, IN 46278-1229
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Warranty Deed, Transfer · Line of Credit
FIRST MERCHANTS BANK
Jun 21, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2022 · Amount on Record
Deed SaleJun 21, 2022 · Amount on Record
Prior SaleJun 21, 2022 · Amount on Record
Deed Document Number20223548
Record UpdatedSep 20, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IN
Recording DateJun 21, 2022
Property Address345 E MAIN ST, LADOGA, IN 47954-7010
Document Number0202203548
Map ReferenceDD 12 PG 645
Instrument DateJun 15, 2022
Instrument202203548
Transaction TypeTransfer
Record UpdatedJul 13, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8036 GUNNERY CIR, INDIANAPOLIS, IN 46278-1229

Mortgage

Document Number0202203549
DateJun 21, 2022
Instrument202203549
Lender
NameFIRST MERCHANTS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJun 15, 2027

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IN
Recording DateJun 21, 2022
Property Address345 E MAIN ST, LADOGA, IN 47954-7010
Document Number0202203547
Instrument DateMay 24, 2022
Instrument202203547
Transaction TypeTransfer
Record UpdatedJul 13, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 309, ROACHDALE, IN 46172-0309

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMontgomery County
County SubdivisionClark Township
MunicipalityLadoga Town
Unified School DistrictSouth Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,170.00 (+7.96%)$108,500 (+7.96%) Land $8,700 Building $99,800$108,500 (+7.96%) Land $8,700 Building $99,800
2024$2,010.00 (-0.84%)$100,500 (-0.89%) Land $8,700 Building $91,800$100,500 (-0.89%) Land $8,700 Building $91,800
2023$2,027.00 (+0.45%)$101,400 Land $8,700 Building $92,700$101,400 Land $8,700 Building $92,700
2022$2,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2008–2015)
Most Recent ClaimJul 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADOGA WATER WORKS
serves 1,180 people · EPA ID IN5254006
Water SourceGroundwater
Last State InspectionFeb 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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