402 E Main St, Ladoga, IN 47954 Property Records

Montgomery County property record for 402 E Main St, Ladoga, IN 47954

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,648 sqft · built 1910
Lot Size0.302 acres (13,155 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Jul 2024)
Tax Bill$962 (2025)
Deeds & MortgagesMar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN006-08000-80

Property Details

APN / Parcel Number

Primary APN006-08000-80
Alternative APN
  • 54-16-18-442-020.000-009

Interior

Bedrooms4 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,648 sqft Living Area
1st Floor Area2,816 sqft
AtticAttic
Attic Area2,480 sqft
Basement Area1,408 sqft
Unfinished Basement1,408 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1956
Construction TypeWood
Roof MaterialAsphalt
Lot Area13,155 sqft (0.302 acres)
Lot Dimensions155 ft deep x 85 ft wide
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number006-08000-80
Street Address402 E MAIN ST
CityLADOGA
StateIN
Zip47954-7011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 FRANK GILL ADD
Legal SubdivisionFRANK GILL ADDITION
Legal Lot Number1
JurisdictionMONTGOMERY IN
Township / Civil DivisionCLARK
Census Block Group3
Census Block3039
Census Tract957500

Owner

Source: Montgomery County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address402 E MAIN ST, LADOGA, IN 47954-7011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2024 · Amount on Record
Deed SaleJul 25, 2024 · Amount on Record
Prior SaleJul 26, 2016 · Amount on Record
Deed Document Number20243493
Transfer Doc0202001144
Record UpdatedOct 29, 2026

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY IN
Recording DateMar 5, 2020
Property Address402 E MAIN ST, LADOGA, IN 47954-7011
Document Number0202001144
Instrument202001144
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMontgomery County
County SubdivisionClark Township
MunicipalityLadoga Town
Unified School DistrictSouth Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$962.00 (+6.53%)$150,900 (+13.54%) Land $21,100 Building $129,800$150,900 (+13.54%) Land $21,100 Building $129,800
2024$903.00 (+0.67%)$132,900 (-1.34%) Land $21,100 Building $111,800$132,900 (-1.34%) Land $21,100 Building $111,800
2023$897.00 (+0.79%)$134,700 Land $17,400 Building $117,300$134,700 Land $17,400 Building $117,300
2022$890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2008–2015)
Most Recent ClaimJul 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADOGA WATER WORKS
serves 1,180 people · EPA ID IN5254006
Water SourceGroundwater
Last State InspectionFeb 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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