Montgomery County property record for 404 E Main St, Ladoga, IN 47954
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,480 sqft · built 1956 |
| Lot Size | 0.373 acres (16,248 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,400 (Jul 2024) |
| Tax Bill | $869 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-03046-00 |
| Primary APN | 006-03046-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 2,960 sqft |
| Attic | Attic |
| Attic Area | 1,026 sqft |
| Basement Area | 256 sqft |
| Unfinished Basement | 256 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Metal |
| Lot Area | 16,248 sqft (0.373 acres) |
| Lot Dimensions | 155 ft deep x 120 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 640 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 389 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Lean-To | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 006-03046-00 |
|---|---|
| Street Address | 404 E MAIN ST |
| City | LADOGA |
| State | IN |
| Zip | 47954-7011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 & PT LOT 3 FRANK GILLS ADD |
| Legal Subdivision | PLAT OF FRANK GILLS ADDITION |
| Legal Lot Number | 2,3 |
| Jurisdiction | MONTGOMERY IN |
| Township / Civil Division | CLARK |
| Census Block Group | 3 |
| Census Block | 3039 |
| Census Tract | 957500 |
Source: Montgomery County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 404 E MAIN ST, LADOGA, IN 47954-7011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Warranty Deed, Transfer · FHA Mortgage NCL LLC |
| Jul 18, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2024 · Amount on Record |
| Deed Sale | Jul 2, 2024 · Amount on Record |
| Prior Sale | May 4, 2022 · Amount on Record |
| Deed Document Number | 20243060 |
| Prior Transfer Date | Nov 22, 2016 |
| Prior Transfer Doc | 0201606157 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | May 4, 2022 |
| Property Address | 404 E MAIN ST, LADOGA, IN 47954-7011 |
| Document Number | 0202202543 |
| Map Reference | DD 79 PG 480 |
| Instrument Date | Apr 7, 2022 |
| Instrument | 202202543 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | PARTNERS TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 404 E MAIN ST, LADOGA, IN 47954-7011 |
| Document Number | 0202202544 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 202202544 |
| Name | NCL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | Jul 18, 2017 |
| Property Address | 404 E MAIN ST, LADOGA, IN 47954-7011 |
| Document Number | 0201703598 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 201703598 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 404 E MAIN ST, LADOGA, IN 47954-7011 |
Source: Montgomery County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Montgomery County |
| County Subdivision | Clark Township |
| Municipality | Ladoga Town |
| Unified School District | South Montgomery Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $869.00 (+2.84%) | $140,500 (+10.63%) Land $24,000 Building $116,500 | $140,500 (+10.63%) Land $24,000 Building $116,500 |
| 2024 | $845.00 (-2.99%) | $127,000 (-0.39%) Land $26,000 Building $101,000 | $127,000 (-0.39%) Land $26,000 Building $101,000 |
| 2023 | $871.00 (+1.52%) | $127,500 (+6.25%) Land $21,500 Building $106,000 | $127,500 (+6.25%) Land $21,500 Building $106,000 |
| 2022 | $858.00 | $120,000 Land $21,500 Building $98,500 | $120,000 Land $21,500 Building $98,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2008–2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LADOGA WATER WORKS serves 1,180 people · EPA ID IN5254006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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