507 E Main St, Ladoga, IN 47954 Property Records

Montgomery County property record for 507 E Main St, Ladoga, IN 47954

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 768 sqft · built 1984
Lot Size0.583 acres (25,395 sqft)
Owner2 Individual Names on Record
Last Sale$235,500 (Dec 2023)
Tax Bill$1,654 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Dec 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN006-25004-00

Property Details

APN / Parcel Number

Primary APN006-25004-00
Alternative APN
  • 54-16-18-442-036.000-009

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms1 Room
Stories1 Story
Building Area768 sqft Living Area
Gross Area2,088 sqft
1st Floor Area768 sqft
Basement Area738 sqft
Unfinished Basement737 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area25,395 sqft (0.583 acres)
Lot Dimensions188 ft deep x 135 ft wide
TerrainRolling
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Patio Area30 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number006-25004-00
Street Address507 E MAIN ST
CityLADOGA
StateIN
Zip47954-7040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 33 & 35 LABAREES ADD
Legal SubdivisionLABAREES ADDITION
Legal Lot Number33,35
JurisdictionMONTGOMERY IN
Township / Civil DivisionCLARK
Census Block Group3
Census Block3042
Census Tract957500

Owner

Source: Montgomery County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address507 E MAIN ST, LADOGA, IN 47954-7040
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Dec 4, 2023Warranty Deed, Transfer · FHA Mortgage
GVC MORTGAGE INC
Feb 11, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
THE HOME LOAN EXPERT LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2023 · Amount on Record
Deed SaleDec 4, 2023 · Amount on Record
Prior SaleFeb 11, 2020 · Amount on Record
Deed Document Number20235472
Prior Transfer DateJan 29, 2020
Prior Transfer Doc0202000776
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY IN
Property Address507 E MAIN ST, LADOGA, IN 47954-7040
Transaction TypeMortgage
Record UpdatedJan 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 E MAIN ST, LADOGA, IN 47954-7040

Mortgage

Document Number0202304003
DateSep 1, 2023
Instrument202304003
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueAug 27, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IN
Recording DateDec 4, 2023
Property Address507 E MAIN ST, LADOGA, IN 47954-7040
Document Number0202305472
Instrument DateDec 1, 2023
Instrument202305472
Transaction TypeTransfer
Record UpdatedMay 3, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 E MAIN ST, LADOGA, IN 47954-7040

Mortgage

Document Number0202305473
DateDec 4, 2023
Instrument202305473
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONTGOMERY IN
Recording DateFeb 11, 2020
Property Address507 E MAIN ST, LADOGA, IN 47954-7040
Document Number0202000776
Instrument DateJan 29, 2020
Instrument202000776
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyQUALITY TITLE INSURANCE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address507 E MAIN ST, LADOGA, IN 47954-7040

Mortgage

Document Number0202000777
DateFeb 11, 2020
Instrument202000777
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMontgomery County
County SubdivisionClark Township
MunicipalityLadoga Town
Unified School DistrictSouth Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,654.00 (-10.45%)$224,900 (+10.14%) Land $31,500 Building $193,400$224,900 (+10.14%) Land $31,500 Building $193,400
2024$1,847.00 (-8.43%)
2023$2,017.00 (+1.77%)$204,200 (+6.52%) Land $26,100 Building $178,100$204,200 (+6.52%) Land $26,100 Building $178,100
2022$1,982.00$191,700 Land $26,100 Building $165,600$191,700 Land $26,100 Building $165,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2008–2015)
Most Recent ClaimJul 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADOGA WATER WORKS
serves 1,180 people · EPA ID IN5254006
Water SourceGroundwater
Last State InspectionFeb 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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