328 E Main St, Ladoga, IN 47954 Property Records

Montgomery County property record for 328 E Main St, Ladoga, IN 47954

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,056 sqft · built 1956
Lot Size0.272 acres (11,848 sqft)
OwnerCompany Name on Record
Last Sale$82,851 (Sep 2026)
Tax Bill$387 (2025)
Deeds & MortgagesSep 2026 Foreclosure
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN006-13010-00

Property Details

APN / Parcel Number

Primary APN006-13010-00
Alternative APN
  • 54-16-18-442-023.000-009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area2,112 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeWood
Foundation TypeRaised
Roof MaterialMetal
Lot Area11,848 sqft (0.272 acres)
Lot Dimensions160 ft deep x 74 ft wide

Exterior Amenities

PorchPorch
Porch Area320 sqft
Shed1 Shed
Shed Area35 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number006-13010-00
Street Address328 E MAIN ST
CityLADOGA
StateIN
Zip47954-7046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 4 MYERS & BRITTS
Legal SubdivisionMYERS AND BRITTS ADDITION
Legal Lot Number4
JurisdictionMONTGOMERY IN
Township / Civil DivisionCLARK
Census Block Group3
Census Block3038
Census Tract957500

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address500 N STATE COLLEGE BLVD, 1300, ORANGE, CA 92868-6613
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Sheriff's Deed, Foreclosure
NONE LISTED ON DOCUMENT
Feb 4, 2019Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2026 · Amount on Record
Deed SaleSep 21, 2026 · Amount on Record
Prior SaleFeb 4, 2019 · Amount on Record
Deed Document Number20264899
Prior Transfer DateSep 9, 2026
Prior Transfer Doc0000004899
Record UpdatedOct 29, 2026

September 2026: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionMONTGOMERY IN
Recording DateSep 21, 2026
Property Address328 E MAIN ST, LADOGA, IN 47954-7046
Document Number0000004899
Instrument DateSep 9, 2026
Instrument20264899
Transaction TypeForeclosure
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
InvestorPossibly a Property Investor

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY IN
Recording DateFeb 4, 2019
Property Address328 E MAIN ST, LADOGA, IN 47954-7046
Document Number0201900659
Map ReferenceMB 12 PG 645
Instrument DateJan 29, 2019
Instrument201900659
Transaction TypeTransfer
Record UpdatedDec 28, 2021
Title CompanyPARTNERS TITLE GROUP INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 E MAIN ST, LADOGA, IN 47954-7046

Mortgage

Document Number0201900660
DateFeb 4, 2019
Instrument201900660
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMontgomery County
County SubdivisionClark Township
MunicipalityLadoga Town
Unified School DistrictSouth Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$387.00 (+13.16%)$89,400 (+11.47%) Land $19,800 Building $69,600$89,400 (+11.47%) Land $19,800 Building $69,600
2024$342.00 (+3.32%)$80,200 (+0.63%) Land $19,800 Building $60,400$80,200 (+0.63%) Land $19,800 Building $60,400
2023$331.00 (+11.07%)$79,700 (+5.84%) Land $16,400 Building $63,300$79,700 (+5.84%) Land $16,400 Building $63,300
2022$298.00$75,300 Land $16,400 Building $58,900$75,300 Land $16,400 Building $58,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (2008–2015)
Most Recent ClaimJul 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADOGA WATER WORKS
serves 1,180 people · EPA ID IN5254006
Water SourceGroundwater
Last State InspectionFeb 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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